Secure wireless sales transaction using print information to verify a purchaser's identity

• US 20030001459A1
• Filed: 08/16/2002
• Published: 01/02/2003
• Est. Priority Date: 03/23/2000
• Status: Abandoned Application

• Current Assignee: Sonavation, Inc.
• Original Assignee: Cross Match Technologies Incorporated (Assa Abloy AB)
• Inventors: Scott, Walter G.
• Application Number:
  US10/219,767
• Publication Number:
  US 20030001459A1
• Time in Patent Office: Days
• US Class Current: 310/339
• CPC Class Codes: G06V 40/10 Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
• CPC Class Codes: G06V 40/1306 non-optical, e.g. ultrasonic or capacitive sensing

Abstract

A wireless transceiver device is used to conduct a secure electronic sales transaction. In an embodiment, the wireless device is used to obtain a fingerprint of the individual wanting to make a purchase. The wireless device then transmits the fingerprint to a device coupled to a cash register, which sends the fingerprint to a third party verification service. The third party verification service uses the received fingerprint to verify the identity of the purchaser by matching the received fingerprint to fingerprint data stored in a database. The identity of the purchaser can then be sent to the cash register and to a credit service. The credit service uses the data from the third party verification service to approve sales information received from the cash register and to prevent the unauthorized use of a credit account.

Claims

1. A method for conducting a secure wireless sales transaction, comprising:

receiving from a wireless transceiver device print identification data for an individual wanting to make a purchase;

sending the print identification data to an identity verification service;

sending transaction data about the purchase to a credit/debit financial service;

obtaining verification data about the individual'"'"'s identity and authorization to make the purchase using a particular credit account; and

making a determination whether to complete the purchase based on the obtained verification data.

2. The method of claim 1, wherein the receiving step comprises:

receiving print identification data obtained from the individual using an identification device having a piezoelectric sensor.

3. The method of claim 2, wherein the receiving step comprises:

receiving print identification data obtained from the individual using an identification device having a piezo ceramic sensor array.

4. The method of claim 1, wherein the receiving step comprises:

receiving print identification data from a wireless transceiver biometric device.

5. The method of claim 1, wherein the print identification data includes fingerprint data and the receiving step comprises:

receiving the fingerprint data for the individual.

6. The method of claim 5, wherein the receiving step comprises:

receiving fingerprint data for a thumb or a finger of the individual.

7. The method of claim 6, wherein the receiving step comprises:

receiving minutiae data.

8. The method of claim 6, wherein the receiving step comprises:

receiving image data.

9. The method of claim 8, wherein the receiving step comprises:

receiving grayscale image data.

10. The method of claim 8, wherein the receiving step comprises:

receiving 10-pixel-per-millimeter bilevel image data.

11. The method of claim 8, wherein the receiving step comprises:

receiving 20-pixel-per-millimeter bilevel image data.

12. The method of claim 1, wherein the receiving step comprises:

using a wireless receiver coupled to a cash register to receive the print identification data.

13. The method of claim 1, wherein the obtaining step comprises:

obtaining verification data about the individual'"'"'s identity from the identity verification service; and

obtaining verification data about the individual'"'"'s authorization to make the purchase using the particular credit account from the credit/debit financial service.

14. The method of claim 1, wherein the obtaining step comprises:

obtaining the verification data from the credit/debit financial service, the verification data being based in part on data that the credit/debit financial service received from the identity verification service.

16. The method of claim 15, further comprising:

sending data to the second party about the identity of the individual in order to permit the second party to make a determination about whether to complete the transaction.

17. The method of claim 15, wherein the receiving step comprises:

receiving print identification data obtained from the individual using an identification device having a piezoelectric sensor.

18. The method of claim 17, wherein the receiving step comprises:

receiving print identification data obtained from the individual using an identification device having a piezo ceramic sensor array.

19. The method of claim 15, wherein the receiving step comprises:

receiving print identification data from a wireless transceiver biometric device.

20. The method of claim 15, wherein the print identification data includes fingerprint data and the receiving step comprises:

receiving the fingerprint data for the individual.

21. The method of claim 20, wherein the receiving step comprises:

receiving fingerprint data for a thumb or a finger of the individual.

22. The method of claim 21, wherein the receiving step comprises:

receiving minutiae data.

23. The method of claim 21, wherein the receiving step comprises:

receiving image data.

24. The method of claim 23, wherein the receiving step comprises:

receiving grayscale image data.

25. The method of claim 23, wherein the receiving step comprises:

receiving 10-pixel-per-millimeter bilevel image data.

26. The method of claim 23, wherein the receiving step comprises:

receiving 20-pixel-per-millimeter bilevel image data.

27. The method of claim 15, wherein the second party is a merchant.

28. The method of claim 15, wherein the second party is a service provider.

29. The method of claim 15, wherein the second party is an access control device.

30. The method of claim 15, wherein the database is local.

31. The method of claim 15, wherein the database is provided by a third party.

15. A method for verifying an individual'"'"'s identity in a secure wireless transaction, comprising:

receiving from a second party print identification data for an individual wanting to make a transaction, the print identification data having been obtained from the individual using a wireless transceiver device;

determining the identity of the individual based on a match between the received print identification data and print identification data stored in a database; and

sending data to a service about the identity of the individual in order to permit the service to make a determination about the individual'"'"'s authorization to use a particular function or facility.

32. A method for verifying an individual'"'"'s identity in a secure wireless sales transaction, comprising:

receiving from an identity verification service third party data about the identity of an individual wanting to make a transaction with a service or vender, the received data being based in part on a comparison of print identification data for the individual to print identification data stored in a database, the print identification data for the individual having been obtained from the individual using a wireless transceiver device and sent to the identity verification service by the service or vender;

receiving transaction data about the transaction from the service or vender; and

sending data to the service or vender about the individual'"'"'s authorization to use a particular account to make the transaction, wherein the data sent to the service or vender is based in part on the data received from the identity verification service.

33. The method of claim 32, wherein the print identification data is obtained from the individual using an identification device having a piezoelectric sensor.

34. The method of claim 33, wherein the print identification data is obtained from the individual using an identification device having a piezo ceramic sensor array.

35. The method of claim 32, wherein the print identification data comprises fingerprint data for the individual.

36. The method of claim 35, wherein the fingerprint data comprises minutiae data.

37. The method of claim 35, wherein the fingerprint data comprises image data.

38. The method of claim 35, wherein the fingerprint data comprises grayscale image data.

39. The method of claim 35, wherein the fingerprint data comprises 10pixel-per-millimeter bilevel image data.

40. The method of claim 35, wherein the fingerprint data comprises 20-pixel-per-millimeter bilevel image data.