Method and system for receiving, storing and processing electronic vouchers with a mobile phone or a personal digital assistant
First Claim
1. Method of receiving, storing and processing electronic coupons for a consumer equipped with a mobile phone or PDA, hereafter called a mobile device (2), the mobile device including means (7) of exchanging data with a payment terminal (3) during a purchase operation, characterized in that, based on electronic coupon offers corresponding to discounts, at least one electronic coupon is received and stored in a mobile device (2) memory (6), the codes (15) of the purchased items (16) are read at the payment terminal, the list of coupons stored in the mobile device (2) is transmitted to the payment terminal (3), or conversely the list of items purchased, read off at the payment terminal, is transmitted to the mobile device (2). said list of coupons is compared with said list of items purchased, and if one or more items are identified for which there are one or more coupons, the amount of the discount or discounts corresponding to said coupons is automatically deducted from the total amount of the purchases.
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Accused Products
Abstract
The invention concerns a system (1) for receiving, storing and processing electronic vouchers for a consumer equipped with a mobile telephone or a personal digital assistant (2). The mobile tool comprises means (12, 5, 7) for exchanging data with a payment terminal (3) during a purchasing operation, based on an offer of electronic vouchers corresponding to discounts. At least an electronic voucher is received and stored in a storage unit (6) of the mobile tool, the codes (15) of the purchased articles (16) are read at the payment terminal and the list of vouchers stored in the mobile tool is transmitted to the payment terminal. The list of vouchers is compared with the list of purchased articles and if one or several articles are identified for which vouchers exist, the amount of discount(s) corresponding to said vouchers is automatically deducted from the total amount of purchased articles.
338 Citations
21 Claims
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1. Method of receiving, storing and processing electronic coupons for a consumer equipped with a mobile phone or PDA, hereafter called a mobile device (2), the mobile device including means (7) of exchanging data with a payment terminal (3) during a purchase operation, characterized in that, based on electronic coupon offers corresponding to discounts,
at least one electronic coupon is received and stored in a mobile device (2) memory (6), the codes (15) of the purchased items (16) are read at the payment terminal, the list of coupons stored in the mobile device (2) is transmitted to the payment terminal (3), or conversely the list of items purchased, read off at the payment terminal, is transmitted to the mobile device (2). said list of coupons is compared with said list of items purchased, and if one or more items are identified for which there are one or more coupons, the amount of the discount or discounts corresponding to said coupons is automatically deducted from the total amount of the purchases.
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12. System (1) of receiving, storing and processing electronic coupons during item purchasing operations at a point of sale by a consumer, the system comprising:
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a payment terminal (3), a device (14) for reading item codes of purchased items, and one or more remote information servers (4), characterized in that it further comprises at least a mobile phone or a PDA, hereafter called mobile device (2), associated with said consumer, equipped with a data memory (6) and means (5, 7, 12) set up for communicating with the payment terminal, said information server or servers (4) including means arranged to ensure the functions of sending discount coupons to the mobile device (2), and of collecting and processing data relating to purchasing operations at the point of sale, and in that the mobile device (2) and/or the payment terminal (3) include;
means of communication (7) between the mobile device and the payment terminal, means (11) of programmed calculation and processing for providing the following functions;
Sending and receiving coupons on the consumer'"'"'s mobile phone, exchanging information between the point-of-sale terminal and the mobile device, storing and updating data on the mobile device, reading and interpreting information relating to electronic coupons, collecting and processing data relating to purchasing operations. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21)
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Specification