Method and system for communicating user specific information
First Claim
1. Means for supplying user information from a user information source to a form or table on a computer, having user information fields, comprising code for enabling the computer to consume enabled content, wherein the user information is in the form of enabled content, and code for transferring at least some of the user information from the user information source to the form or table.
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Abstract
In dealing with electronic communications and electronic transactions and data transfer, a system and method provides for greater security and ease of use by making the communication user specific and placing the user in control of the disclosure of information about him/herself. This allows for secure transfers, targeted marketing, and provides greater ease in accessing the internet and performing transactions over the internet. For instance, the ability to identify a user allows a credit card provider to dynamically generate confirmation codes for use in credit card transactions. Both parties can also use the gathered information to perform appropriate background checks on the other. The personalizing information can be stored on a portable device, thereby allowing the user to upload the information to any machine and personalize it. Such a portable device can include a variety of information including code for automatically transferring relevant user information to user information request forms on intenet sites. It can also include internet browser assisting code for translating simple intuitive descriptors into one or more internet addresses thereby allowing the internet to be browsed by simply typing in the descriptors instead of internet addresses.
58 Citations
48 Claims
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1. Means for supplying user information from a user information source to a form or table on a computer, having user information fields, comprising
code for enabling the computer to consume enabled content, wherein the user information is in the form of enabled content, and code for transferring at least some of the user information from the user information source to the form or table.
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8. A method of supplying user information to a form or table having user information fields, comprising
gathering at least part of the information required by the fields, storing said gathered information in a local or portable storage device, and extracting said gathered information from the storage device and inserting it into the form or table.
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11. A method of simplifying internet browsing, comprising
providing software code for associating a descriptor with one or more internet addresses, and providing software code for accessing an internet site or a choice of internet sites in response to entry of a descriptor.
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13. A method of claim 76, wherein the descriptor is a word, phrase, or other assembly of one or more of numbers, letters, and symbols.
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14. A method of simplifying access to internet sites, comprising
providing a browser interface that eliminates the need to type in web addresses by providing a facility to configure the browser to associate one or more internet sites with a predefined identifier.
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17. A portable user device, comprising
a memory, user specific information stored on the memory, and software code for facilitating the transfer of at least part of the user specific information to a third party request form on a computer.
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30. A portable user device comprising
software code that associates at least one internet address with each of a plurality of predefined descriptors, and software code for interacting with network browser software to download an internet page or provide a choice of internet pages associated with a descriptor, when said descriptor is selected or typed in on a user interface associated with the browser.
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32. A method of providing greater security to a credit card transaction, comprising
associating a user identifier with a user'"'"'s credit card number, wherein the user identifier dynamically changes at defined intervals or occasions.
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33. A method of performing a credit card transaction between a credit card holder and a seller, comprising,
submitting a confirmation code to the seller, wherein the confirmation code is changed automatically at defined intervals or defined occasions.
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40. A method of checking a party'"'"'s identity in a transaction, comprising
requesting user information from the party, and submitting the user information to a third party or software program.
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45. Means for supplying user information from a first device to a second device by means of a communications protocol, comprising
code for enabling the first device to consume enabled content according to the protocol, wherein the user information is in the form of enabled content, and code for transferring at least some of the user information to the second device.
Specification