Systems and methods for providing purchase transaction incentives
First Claim
1. A method for providing purchase transaction incentives using a financial product having an identification code that may be scanned at a point-of-sale terminal, the method comprising:
- tracking a purchase transaction by a consumer based on identification data obtained from scanning of the identification code on the financial product;
receiving data relating to the transaction and receiving identification data relating to the identification code for storage in a transaction database; and
providing a purchase transaction incentive based on the stored data relating to the transaction and the stored identification data relating to the identification code, wherein the purchase transaction incentive provides an incentive to the consumer to make a purchase.
1 Assignment
0 Petitions
Accused Products
Abstract
A method, system, and computer are disclosed for providing purchase transaction incentives using a financial product having an identification code that may be scanned at a point-of-sale terminal. The method comprises tracking a purchase transaction by a consumer based on identification data obtained from scanning of the identification code on the financial product. Data relating to the transaction and identification data relating to the identification code are received for storage in a transaction database. A purchase transaction incentive is provided based on the stored data relating to the plurality of transactions and the stored identification data relating to the identification code. The purchase transaction incentive provides an incentive to a particular consumer to make a purchase.
214 Citations
105 Claims
-
1. A method for providing purchase transaction incentives using a financial product having an identification code that may be scanned at a point-of-sale terminal, the method comprising:
-
tracking a purchase transaction by a consumer based on identification data obtained from scanning of the identification code on the financial product;
receiving data relating to the transaction and receiving identification data relating to the identification code for storage in a transaction database; and
providing a purchase transaction incentive based on the stored data relating to the transaction and the stored identification data relating to the identification code, wherein the purchase transaction incentive provides an incentive to the consumer to make a purchase. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70)
-
-
25. The method of clam 1, wherein the identification code identifies the consumer as belonging to a predefined group of consumers that may receive discounts when transacting with a participating retailer.
-
36. An system for providing purchase transaction incentives using a financial product having an identification code that may be scanned at a point-of-sale terminal, the system comprising:
-
means for tracking a purchase transaction by a consumer based on identification data obtained from scanning of the identification code on the financial product;
means for receiving data relating to the transaction and receiving identification data relating to the identification code for storage in a transaction database; and
means for providing a purchase transaction incentive based on the stored data relating to the transaction and the stored identification data relating to the identification code, wherein the purchase transaction incentive provides an incentive to the consumer to make a purchase.
-
-
60. The system of clam 36, wherein the identification code identifies the consumer as belonging to a predefined group of consumers that may receive discounts when transacting with a participating retailer.
-
71. A computer for providing purchase transaction incentives using a financial product having an identification code that may be scanned at a point-of-sale terminal, the computer comprising:
-
a memory having programming instructions; and
a processor, responsive to the programming instructions, configured to;
track a purchase transaction by a consumer based on identification data obtained from scanning of the identification code on the financial product;
receive data relating to the transaction and receiving identification data relating to the identification code for storage in a transaction database; and
provide a purchase transaction incentive based on the stored data relating to the transaction and the stored identification data relating to the identification code, wherein the purchase transaction incentive provides an incentive to the consumer to make a purchase. - View Dependent Claims (72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105)
-
-
95. The computer of clam 71, wherein the identification code identifies the consumer as belonging to a predefined group of consumers that may receive discounts when transacting with a participating retailer.
Specification