Method for billing for services in a communication network

• US 20030014361A1
• Filed: 04/12/2002
• Published: 01/16/2003
• Est. Priority Date: 04/12/2001
• Status: Abandoned Application

• Current Assignee: Siemens AG
• Original Assignee: Siemens AG
• Inventors: Ryll, Thomas, Lilge, Manfred, Klatt, Uwe
• Application Number:
  US10/120,790
• Publication Number:
  US 20030014361A1
• Time in Patent Office: Days
• US Class Current: 705/40
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: H04M 15/68 Payment of value-added services
• CPC Class Codes: H04M 17/00 Prepayment of wireline communication systems, wireless communication systems or telephone systems using a coded card to authorise calls from a telephone set H04M1/675
• CPC Class Codes: H04M 2215/0196 Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
• CPC Class Codes: H04M 2215/2026 Wireless network, e.g. GSM, PCS, TACS
• CPC Class Codes: H04M 2215/32 Involving wireless systems
• CPC Class Codes: H04W 4/24 Accounting or billing

Abstract

The invention relates to a method for billing for chargeable services by means of a prepaid account (GK) which is kept in a communication network by an account-keeping device (KFE) for a communication terminal (KEG) registered in the communication network. To account also for services offered by an independent provider by using the prepaid account (GK),

a payment request device (ZAE) which is not under the control of an operator of the communication network sends a payment request (3) to a payment system (ZS) associated with the communication network, the payment request (3) containing an identification of the communication terminal (KEG) and a payable amount,

the payment system (ZS) determines addressing data of the account-keeping device (KFE) of the prepaid account (GK) by using the identification, and

the payment system (ZS) sends a billing message (7) to the account-keeping device (KFE) identified by the addressing data, in order to deduct the payable amount from the prepaid account (GK).

Claims

1. A method for billing for chargeable services by means of a prepaid account (GK) which is kept by an account-keeping device (KFE) in a communication network for at least one communication terminal (KEG) registered in the communication network, in which

a payment request device (ZAE) which is not under the control of an operator of the communication network sends a payment request (3) to a payment system (ZS) associated with the communication network, the payment request (3) containing an identification of the communication terminal (KEG) and a payable amount,

the payment system (ZS) determines addressing data of the account-keeping device (KFE) of the prepaid account (GK) by using the identification, and

the payment system (ZS) sends a billing message (7) to the account-keeping device (KFE) identified by the addressing data, in order to deduct the payable amount from the prepaid account (GK).

2. The method as claimed in claim 1, characterized in that

the payment request (3) contains data from which the identity of the payment request device (ZAE) is determined.

3. The method as claimed in claim 2, characterized in that

the authorization of the payment request device (ZAE) for participation in the method is checked by using the identity determined.

4. The method as claimed in claim 1, characterized in that

the payment system (ZS) orders an address-finding device (ABE) to determine the addressing data of the account-keeping device (KFE) of the prepaid account (GK).

5. The method as claimed in claim 4, characterized in that

the addressing data are interrogated from a data storage node (HLR) of the communication network.

6. The method as claimed in claim 1, characterized in that

together with the billing message (7), the identification and/or the payable amount are sent to the account-keeping device (KFE).

7. The method as claimed in claim 1, characterized in that

the payment system (ZS) keeps at least one suspense account (ZK) associated with the payment request device (ZAE), and

after the payable amount has been deducted from the prepaid account (GK), this payable amount is credited to the suspense account (ZK).

8. The method as claimed in claim 7, characterized in that

in the suspense account (ZK), the credited payable amounts of a number of successive payment requests (3) are added together, and

the sum of payable amounts calculated in each case is transferred at billing time intervals to a money account (GDK) associated with the payment request device (ZAE), the billing time intervals being greater than the average time interval between in each case two successive payment requests (3).

9. The method as claimed in claim 1, characterized in that

the payment request device (ZAE) monitors the rendering of the chargeable services and

the payment request device (ZAE) prevents the payment request (3) from being sent to the payment system (ZS) if the rendering of a service is unsuccessful.

10. The method as claimed in claim 1, characterized in that

successively a number of part-payment requests, in each case containing a part payable amount, are sent to the payment system (ZS), the magnitude of the part payable amounts in each case corresponding to a part-service rendered.