System for managing inter-company settlement and the method therefor
First Claim
1. An inter-company settlement management system comprising:
- a D/B block equipped with an authentication information database (“
D/B”
) containing authentication information, a purchase price payment statement information D/B containing purchase price payment statement information, a loan prepayment information D/B containing loan prepayment information, a credit card purchase price prepayment information D/B containing information on the purchase price prepayment by credit card, and a registration information D/B containing registration information about the relevant purchaser companies and seller companies;
a D/B management server which stores the said authentication information, purchase price payment statement information, loan prepayment information, credit card purchase price prepayment information or registration information selectively in the relevant field of the said D/B block, or extracts the relevant information from the said D/B block;
a payment management server which;
in a state connected to the said D/B management server for telecommunication, determines whether to store or extract the said authentication information, purchase price payment statement information, loan prepayment information, credit card purchase price prepayment information, and registration information about the relevant purchaser companies and seller companies;
interfaces with the telecommunication clients of the purchaser company and the seller companies through the bank on-line network; and
if an event for management of the purchase price payment statement and an event of requesting the purchase price prepayment arises in telecommunication clients of a purchaser company and a seller company, analyzes the said authentication information, purchase price payment statement information, loan prepayment information, credit card purchaser price prepayment information, registration information about the purchaser company and the seller company, prepays the purchase price that the relevant purchaser company must pay to the seller company, and collects, on line, the amount equivalent to the said prepaid amount from the purchaser company after a predetermined period of time passes.
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Accused Products
Abstract
The present invention relates to a system for managing inter-company settlement and the method therefor. Whenever an event for managing specifics of the purchase price payment or for requesting prepayment of the purchase price, etc., arises in the purchaser'"'"'s telecommunication client or the seller'"'"'s telecommunication client, the present invention coordinates the price management server, the authentication module, the module for managing specifics of the purchase price payment, the module for managing recovery of pre-paid money and the account management module to systematically execute the step of managing specifics of the purchase price payment and the step of managing prepayment of the purchase price, etc. Thus, the present invention enables various purchaser and seller companies to form reliable settlement relationships among them, using the on-line network. According to the present invention, the purchase price that a purchaser company must pay is pre-paid through the bank on-line network. As a result, the purchaser company may conveniently build a settlement relationship with the seller company without incurring separate expenses. Ultimately, the present invention greatly increases the reliability of the settlement system among purchaser companies and seller companies and, thus, minimizes economic damage caused by any chain bankruptcy of companies involved.
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Citations
16 Claims
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1. An inter-company settlement management system comprising:
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a D/B block equipped with an authentication information database (“
D/B”
) containing authentication information, a purchase price payment statement information D/B containing purchase price payment statement information, a loan prepayment information D/B containing loan prepayment information, a credit card purchase price prepayment information D/B containing information on the purchase price prepayment by credit card, and a registration information D/B containing registration information about the relevant purchaser companies and seller companies;
a D/B management server which stores the said authentication information, purchase price payment statement information, loan prepayment information, credit card purchase price prepayment information or registration information selectively in the relevant field of the said D/B block, or extracts the relevant information from the said D/B block;
a payment management server which;
in a state connected to the said D/B management server for telecommunication, determines whether to store or extract the said authentication information, purchase price payment statement information, loan prepayment information, credit card purchase price prepayment information, and registration information about the relevant purchaser companies and seller companies;
interfaces with the telecommunication clients of the purchaser company and the seller companies through the bank on-line network; and
if an event for management of the purchase price payment statement and an event of requesting the purchase price prepayment arises in telecommunication clients of a purchaser company and a seller company, analyzes the said authentication information, purchase price payment statement information, loan prepayment information, credit card purchaser price prepayment information, registration information about the purchaser company and the seller company, prepays the purchase price that the relevant purchaser company must pay to the seller company, and collects, on line, the amount equivalent to the said prepaid amount from the purchaser company after a predetermined period of time passes. - View Dependent Claims (2, 3, 4, 5)
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6. An inter-company settlement management method comprising the steps of:
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determining whether a system access event has occurred from either a purchaser company'"'"'s telecommunication client or a seller company'"'"'s telecommunication client;
in the event that a system access event has occurred from either a purchaser company'"'"'s telecommunication client or a seller company'"'"'s telecommunication client, determining, through the connected client, whether the connected company is a registered company;
in the event that the said connected company is determined to be a registered company, determining whether the said registered company is a purchaser company;
in the event that the said registered company is determined to be a purchaser company, generating an initial page for a purchaser company and transmitting the completed initial page for a purchaser company to the telecommunication client of the said purchaser company;
determining whether an event for managing the purchase price payment statement has occurred from the said purchaser company'"'"'s telecommunication client; and
,in the event that an event for managing the purchaser price payment statement has occurred from the said purchaser company'"'"'s telecommunication client, referring to the purchase price payment statement information transmitted from the said purchaser company'"'"'s telecommunication client and conducting a series of steps for managing the purchaser price payment statement. - View Dependent Claims (7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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Specification