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Method and system for secure, authorized e-mail based transactions

  • US 20030014633A1
  • Filed: 07/12/2001
  • Published: 01/16/2003
  • Est. Priority Date: 07/12/2001
  • Status: Active Grant
First Claim
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1. A method of conducting a secure transaction with an on-line service while offline comprising the steps of issuing a transaction authorization token to a user from an application server for the on-line service while the user is online;

  • preparing an off-line transaction object containing data to specify and request the transaction;

    sending a message to the on-line service, said message containing the transaction object and the authorization token;

    upon receipt of the message, the application server validating the token to authenticate the user and to authorize the transaction; and

    executing the transaction object if the transaction is authorized.

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