Access terminal for telecommunication and automated teller machine services
First Claim
1. An access terminal maintained by a service provider and connected to a global communications network for furnishing telecommunications and automated teller machine (ATM) services to a customer, said access terminal comprising:
- a microcontroller for executing preprogrammed instructions and generating directives;
a payment acceptor electrically connected and responsive to said microcontroller for accepting payment from the customer to pay for access to the services;
a multimedia user interface electrically connected and responsive to said microcontroller for enabling exchange of information between the customer and the access terminal during access to said services upon accepting payment from the customer, said multimedia user interface including an ATM interface in one mode of operation for executing an ATM/POS financial transaction by the customer via the global communications network; and
a network interface device electrically connected and responsive to said microcontroller for connecting to a service provider server through the global communications network.
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Accused Products
Abstract
The present invention is generally directed to an access terminal maintained by a service provider and connected to a global communications network for furnishing telecommunications and automated teller machine (ATM) services to a customer, where the access terminal comprises a microcontroller for executing preprogrammed instructions and generating directives, a payment acceptor electrically connected and responsive to the microcontroller for accepting payment from the customer to pay for access to the services, a multimedia user interface electrically connected and responsive to the microcontroller for enabling exchange of information between the customer and the access terminal during access to the services upon accepting payment from the customer, the multimedia user interface including an ATM interface in one mode of operation for executing an ATM/POS financial transaction by the customer via the global communications network, and a network interface device electrically connected and responsive to the microcontroller for connecting to a service provider server through the global communications network.
145 Citations
20 Claims
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1. An access terminal maintained by a service provider and connected to a global communications network for furnishing telecommunications and automated teller machine (ATM) services to a customer, said access terminal comprising:
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a microcontroller for executing preprogrammed instructions and generating directives;
a payment acceptor electrically connected and responsive to said microcontroller for accepting payment from the customer to pay for access to the services;
a multimedia user interface electrically connected and responsive to said microcontroller for enabling exchange of information between the customer and the access terminal during access to said services upon accepting payment from the customer, said multimedia user interface including an ATM interface in one mode of operation for executing an ATM/POS financial transaction by the customer via the global communications network; and
a network interface device electrically connected and responsive to said microcontroller for connecting to a service provider server through the global communications network. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. An access terminal network maintained by a service provider for furnishing telecommunications and automated teller machine (ATM) services to a customer, said network comprising:
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an access terminal comprising a multimedia user interface for enabling exchange of information between the customer and the access terminal during access to said services, said multimedia user interface including an ATM interface in one mode of operation for executing an ATM/POS financial transaction by the customer;
a remote service provider server connected and in operative communication with a service provider gateway server; and
a global communications network connecting the access terminal and the remote service provider server for facilitating data communication therebetween. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20)
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Specification