Arrangement and method for tele-commerce with client profiles
First Claim
1. A system comprising a transaction operator processor (1) for supporting a business transaction, the business transaction including at least receiving an instruction from a communication device (7(j)) of a client, and arranging for an automatic payment transaction associated with said business transaction from a client account to a merchant account, wherein said system also comprises at least one client service provider processor (5(i)) provided with a memory storing client profile data necessary for said business transaction and arranged to communicate said client profile data to said transaction operator processor (1) during said business transaction, said transaction operator processor (1) being arranged to perform said business transaction upon receipt of said client profile data, said transaction operator processor (1) being arranged to perform any transaction using at least one of the following features:
- a client Id identifying said client;
a merchant Id identifying a merchant associated with said transaction;
a debit amount associated with said transaction, and a transaction Id identifying said transaction.
1 Assignment
0 Petitions
Accused Products
Abstract
A system with a transaction operator processor (1) for supporting a business transaction, the business transaction, including at least receiving an order from a communication device (7(j)) of a client, and arranging for an automatic payment transaction associated with said business transaction from a client account to a merchant account; the system has at least one client service provider processor (5(i)) provided with a memory storing client profile data necessary for the business transaction and arranged to communicate the client profile data to the transaction operator processor (1) during the business transaction, the transaction operator processor (1) performing the business transaction upon receipt of the client profile data.
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Citations
12 Claims
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1. A system comprising a transaction operator processor (1) for supporting a business transaction, the business transaction including at least receiving an instruction from a communication device (7(j)) of a client, and arranging for an automatic payment transaction associated with said business transaction from a client account to a merchant account,
wherein said system also comprises at least one client service provider processor (5(i)) provided with a memory storing client profile data necessary for said business transaction and arranged to communicate said client profile data to said transaction operator processor (1) during said business transaction, said transaction operator processor (1) being arranged to perform said business transaction upon receipt of said client profile data, said transaction operator processor (1) being arranged to perform any transaction using at least one of the following features: -
a client Id identifying said client;
a merchant Id identifying a merchant associated with said transaction;
a debit amount associated with said transaction, and a transaction Id identifying said transaction. - View Dependent Claims (2, 3, 4, 5, 6, 8, 9, 10, 11)
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7. System according to any of the claims, wherein the at least one merchant service provider processor (13) is arranged to provide at least the following to merchants:
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merchant related business transaction overviews;
a merchant oriented help desk function;
the transaction operator processor (1), the at least one client service provider processor (5) and the at least one merchant service provider processor (13) being arranged to communicate with one another through a telecommunication network (47).
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12. A method to be performed by a system comprising a transaction operator processor (1) for supporting a business transaction, the business transaction including at least receiving an instruction from a communication device (7(j)) of a client, and arranging for an automatic payment transaction associated with said business transaction from a client account to a merchant account,
wherein said system also comprises at least one client service provider processor (5(i)) provided with a memory storing client profile data necessary for said business transaction and the method comprises the step of communicating said client profile data to said transaction operator processor (1) during said business transaction, performing said business transaction upon receipt of said client profile data, and performing any transaction using at least one of the following features: -
a client Id identifying said client;
a merchant Id identifying a merchant associated with said transaction;
a debit amount associated with said transaction, and a transaction Id identifying said transaction.
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Specification