Card terminal and method for operating a card terminal

• US 20030056019A1
• Filed: 09/26/2002
• Published: 03/20/2003
• Est. Priority Date: 03/30/2000
• Status: Abandoned Application

• Current Assignee: Deutsche Telekom AG
• Original Assignee: Deutsche Telekom AG
• Inventors: Posegga, Joachim, Vogt, Harald, Kehr, Roger
• Application Number:
  US10/240,033
• Publication Number:
  US 20030056019A1
• Time in Patent Office: Days
• US Class Current: 719/310
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3552 Downloading or loading of personalisation data
• CPC Class Codes: G06Q 20/3576 Multiple memory zones on card
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

The invention relates to a card terminal (1) and to a method for operating a card terminal (1) for a card (7) comprising at least one card function (12, 13, 14) and a non-volatile storage (11). According to the invention, the card terminal (1) firstly determines the card function via a device (5) and, according to the card function, a data processing device (2) of the card terminal (1) is subsequently configured with regard to the software.

Claims

1. A method for operating card terminal (1) for a card (7) which has at least one card function (12,13,14) and a non-volatile data storage device (11),

wherein the card terminal (1) initially identifies the card function (12,13,14);

and

the card terminal (1) is then configured with regard to the software as a function of the card function (12,13,14).

2. The method as recited in claim 1,

wherein a communication connection to at least one network element (10,15,16,17,10′

,15′

,16′

,17′

) which is assignable to the card function (12,13,14) is established via a network interface (8) of the card terminal (1) for configuration.

3. The method as recited in claim 2,

wherein the network element (10,15,16,17,10′

,15′

,16′

,17′

) transmits configuration means (K) to the card terminal (1) as a function of the identified card function (12,13,14).

4. The method as recited in one of the preceding claims,

wherein the card function (12,13,14) is identified using at least one identifier (I) which is stored on the card (7).

5. The method as recited in claim 4,

wherein the card terminal (1) determines from the identifier (I) the network address (ADR1, ADR2, ADR3, ADR4, ADR′

, ADR″

) of the network element (10,15,16,17,10′

,15′

,16′

,17′

).

6. The method as recited in one of the preceding claims,

wherein the card terminal (1) determines from the identifier query parameters (I) which are routed to the network element (10,15,16,17,10′

,15′

,16′

,17′

) to obtain from the network element at least the one configuration means (K) which is assignable to the card function (12,13,14) and which will then be executed in the card terminal (1).

7. The method as recited in one of the preceding claims,

wherein the card terminal (1) establishes communication connections to several network elements (10,15,16,17,10′

,15′

,16′

,17′

), preferably one after another, as a function of the card function (12,13,14) and/or of the configuration means (K).

8. The method as recited in one of the preceding claims,

wherein each of the network elements (10,15,16,17,10′

,15′

,16′

,17′

) transmits configuration means (K) to the card terminal (1).

9. The method as recited in one of the preceding claims,

wherein one of the configuration means (K) is a configuration program (K1) which allows the card terminal (1) to communicate with the card (7).

10. The method as recited in one of the preceding claims,

wherein at least one other of the configuration means (K) is an executable program (K2) which makes it possible to carry out the card function (12,13,14).

11. The method as recited in one of the preceding claims,

wherein at least one other of the configuration means (K) is a network address (ADR1,ADR2,ADR3,ADR4,ADR′

,ADR″

) of a network element (10,15,16,17,10′

,15′

,16′

,17′

).

12. The method as recited in one of the preceding claims,

wherein at least one executable program (K2) is stored on the card (7).

13. A card terminal (1) for a card (7) which has at least one card function (12,13,14) and a non-volatile data storage device (11), including a card reader (6) and a data processing device (2),

wherein the card terminal (1) contains a device (5) for identifying the card function (12,13,14);

and

the data processing device (2) is designed in such a manner that it can be configured with regard to the software as a function of the card function (12,13,14).

14. The card terminal as recited in claim 13,

characterized by a network interface (8) which permits establishment of a communication connection to a network element (10,15,16,17,10′

,15′

,16′

,17′

).

15. The use of a card (7) having at least one card function (12,13,14) and at least one non-volatile data storage device (11) for configuring a card terminal (1) with regard to the software, in particular, according to one of the claims 13 and 14.