System and method for identity validation for a regulated transaction

• US 20030056113A1
• Filed: 09/12/2002
• Published: 03/20/2003
• Est. Priority Date: 09/19/2001
• Status: Active Grant

• Current Assignee: Uber Technologies, Inc.
• Original Assignee: Eleytheria, Ltd.
• Inventors: Korosec, Jason A.
• Granted Patent: US 7,433,826 B2
• Time in Patent Office: Days
• US Class Current: 713/200
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 30/018 Certifying business or products
• CPC Class Codes: G07C 9/22 in combination with an identity check of the pass holder

Abstract

A system and method for performing an identity validation is provided. The invention includes an identity transaction engine component and a communication component. The identity transaction engine component facilitates searching of data store(s) in order to validate identity related to a regulated transaction. The communication component facilitates communication between the identification validation system and remote system such as database(s) and/or data storage system(s). The data store(s) can store governmental agency and/or private entity information. The data store(s) can be remote or local. The invention further provides for the identification validation system to, optionally, include input device(s) and/or output device(s). The input device(s) facilitate identifying an entity to the identification validation system. The output device(s) facilitate communication to user(s) of the identification validation system.

Claims

1. A computer system, comprising:

an input component adapted to receive identification information associated with an entity desiring or attempting to engage in a regulated transaction; and

,

an identity transaction engine component adapted to search at least one data store and determine whether to permit the entity to engage in the regulated transaction based at least in part upon analysis of the identification information received from the input component, at least one attribute of the regulated transaction and information stored in the at least one data store.

2. The computer system of claim 1, the input component further comprising an input device adapted to receive the identification information.

3. The computer system of claim 1, the identity transaction engine component utilizing at least one of a telephone connection, a network connection, an extranet, an intranet, the Internet, a satellite link, a wireless communication link, a serial communication link and a parallel communication link to facilitate searching of the at least one data store.

4. A regulated transaction authorization system, comprising:

a communication component facilitating communication between an identity transaction engine component and at least one data store,

the identity transaction engine component adapted to search the at least one data store and determine whether to permit a entity to engage in a regulated transaction based at least in part upon at least one attribute of the regulated transaction, information associated with the entity and information stored in the at least one data store.

5. The system of claim 4, further comprising an input device facilitating identification of the entity.

6. The system of claim 5, the input device being at least one of a card reader, a magnetic card reader, a keyboard, a touch screen device, an iris scanner, a retinal scanner, a thumb print reader, a digital camera, a pointing device, a microphone, an IR remote control, a joystick, a DNA fingerprint analyzer, a DNA profile analyzer, a game pad, a personal digital assistant, a smart card reader.

7. The system of claim 4, further comprising an output device facilitating communication to a user of the system.

8. The system of claim 7, the output device being at least one of a touch screen device, a computer monitor, a television screen, a printer, a personal digital assistant, a wireless telephone display and a speaker.

9. The system of claim 4, the regulated transaction being at least one of voting, purchasing an alcohol product, purchasing a tobacco product, sending a letter, shipping a package, shipping a letter), purchasing a ticket for a mode of transportation, boarding a mode of transportation, transporting a hazardous material, entering a restricted area, entering a building, entering a facility, purchasing a fire arm, obtaining employment, retaining employment, requesting financial aid for education, engaging in a financial transaction, obtaining admission to an institution, obtaining permission to enter a country, entering a country, obtaining a license, obtaining an identification document, obtaining permission to vote and granting work authorization.

10. The system of claim 4, the at least one attribute being at least one of DNA profile, date of birth, age, ethnicity, citizenship, religious affiliation, political affiliation, health status, failure to have a particular disease, gender, Selective Service registration status, biometric data, height, weight, history of felony conviction, criminal history, inclusion on a list maintained by a governmental agency and inclusion on a list maintained by a private entity.

11. The system of claim 4, the at least one data store storing information related to at least one of Social Security records, drivers license records, motor vehicle records, state identification records, military identification records, voter registration records, birth records, passport records, selective service records, national identification records, and work authorization records.

12. The system of claim 4, the communications component utilizing at least one of a telephone connection, a network connection, an extranet, an intranet, the Internet, a satellite link, a wireless communication link, a serial communication link and a parallel communication link to communicate with the at least one data store.

13. The system of claim 4, the identity transaction engine component obtaining the at least one attribute of the regulated transaction from an attribute store.

14. A regulated transaction authorization system, comprising:

means for communicating between a system for validating identity and at least one data store;

means for identifying a entity desiring to engage in a regulated transaction;

means for searching the at least one data store utilizing information from the means for identifying; and

,

means for determining whether to permit the entity to engage in a regulated transaction based at least in part upon information obtained from the means for searching, the means for identifying and at least one attribute of the regulated transaction.

15. The system of claim 14, further comprising:

means for determining which of a plurality of data stores to search based at least in part upon the at least one attribute of the regulated transaction.

16. A method for facilitating a regulated transaction, comprising:

searching at least one data store based at least in part upon identification information received regarding a entity desiring to engage in a regulated transaction; and

,

determining whether the entity should be permitted to engage in the regulated transaction based at least in part upon the identification information, information obtained from the at least one data store and at least one attribute of the regulated transaction;

17. The method of claim 16, further comprising at least one of the following acts:

determining whether the identification information is valid;

receiving the at least one attribute regarding the regulated transaction from an attribute store;

identifying the at least one data store to search based at least in part upon the at least one attribute of the regulated transaction;

allowing the regulated transaction if the determination of whether the entity should be permitted to engage in the regulated transaction is in the affirmative; and

,

prohibiting the regulated transaction if the determination of whether the entity should be permitted to engage in the regulated transaction is in the negative.

18. A data packet adapted to be communicated between two or more computer processes, the data packet comprising:

information associated with a determination of whether to permit an entity to engage in a regulated transaction, the determination based at least in part upon analysis of identification information associated with the entity, information obtained from at least one data store and at least one attribute of the regulated transaction.

19. A computer readable medium having computer usable instructions for determining authorization of an entity to engage in a regulated transaction, comprising:

an identity transaction engine component adapted to receive identification information associated with an entity desiring to engage in a regulated transaction, the identity transaction engine component adapted to search at least one data store and determine whether to permit the entity to engage in the regulated transaction based at least in part upon analysis of the identification information, information stored in the at least one data store and at least one attribute of the regulated transaction.

20. A computer system facilitating authorization of a regulated transaction, comprising:

an identification input device adapted to receive identification information associated with an entity desiring to engage in a regulated transaction;

an identity transaction engine component adapted to search at least one data store and determine whether to permit the entity to engage in the regulated transaction based at least in part upon information associated with the regulated transaction, the identification information and information stored in the at least one data store.

21. A data packet adapted to be communicated between two or more computer processes, the data packet comprising:

information identifying a regulated transaction;

information identifying a requested action; and

,

information identifying an entity desiring to engage in the regulated transaction.