Systems and methods to facilitate an acquisition of information associated with a requested financial account
First Claim
1. A method of facilitating an acquisition of information associated with a requested financial account, comprising:
- receiving application information from a wireless device located at a merchant'"'"'s premises, the application information being associated with the requested financial account; and
arranging for the application information to be provided to a remote decision system associated with the requested financial account.
1 Assignment
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Accused Products
Abstract
Systems and methods are provided to facilitate an acquisition of information associated with a requested financial account. According to one embodiment, application information is received from a wireless device located at a merchant'"'"'s premises, the application information being associated with a requested financial account. For example, a customer'"'"'s credit card application information may be received from a wireless PDA at a merchant'"'"'s store. It is then arranged for the application information to be provided to a remote decision system associated with the requested financial account. For example, the customer'"'"'s credit card application information may be transmitted to a system associated with a credit card company.
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Citations
32 Claims
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1. A method of facilitating an acquisition of information associated with a requested financial account, comprising:
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receiving application information from a wireless device located at a merchant'"'"'s premises, the application information being associated with the requested financial account; and
arranging for the application information to be provided to a remote decision system associated with the requested financial account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A computer-implemented method of facilitating an acquisition of information associated with a requested credit card account, comprising:
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receiving application information from a mobile device via a wireless network at a location, the application information being associated with the requested credit card account;
verifying that the application information is complete at a forwarding server located at the location;
transmitting the application information to a remote decision system via a wired network, wherein the decision system (i) is associated with the requested credit card account and (ii) is not directly associated with the location;
receiving an application response from the decision system via the wired network; and
transmitting the application response to the mobile device via the wireless network.
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21. A forwarding server, comprising:
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a processor; and
a storage device in communication with said processor and storing instructions adapted to be executed by said processor to;
receive application information from a wireless device located at a merchant'"'"'s premises, the application information being associated with a requested financial account, and arrange for the application information to be provided to a remote decision system associated with the requested financial account. - View Dependent Claims (22, 23)
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24. A medium storing instructions adapted to be executed by a processor to perform a method of facilitating an acquisition of information associated with a requested financial account, said method comprising:
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receiving application information from a wireless device located at a merchant'"'"'s premises, the application information being associated with the requested financial account; and
arranging for the application information to be provided to a remote decision system associated with the requested financial account.
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25. A method of facilitating an acquisition of information associated with a requested financial account, comprising:
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receiving application information from a customer;
transmitting the application information to a forwarding server via a wireless network, the forwarding server being in communication with a decision system; and
receiving an application response from the forwarding server via the wireless network, the application response being generated by the decision system. - View Dependent Claims (26, 27)
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28. A wireless device, comprising:
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a processor; and
a storage device in communication with said processor and storing instructions adapted to be executed by said processor to;
receive application information from a customer, transmit the application information to a forwarding server via a wireless network, the forwarding server being in communication with a decision system, and receive an application response from the forwarding server via the wireless network, the application response being generated by the decision system. - View Dependent Claims (29, 30, 31, 32)
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Specification