System for and method of effecting an electronic transaction
First Claim
1. A method of performing a transaction between a consumer and a business entity comprising the acts of:
- providing transaction data from a submitter to a transaction facilitator;
generating a token that identifies the transaction data;
storing the transaction data and the token at the transaction facilitator;
providing the token to the submitter;
returning the token to the transaction facilitator;
obtaining the stored transaction data identified by the token; and
using at least a portion of the obtained transaction data to implement the transaction.
2 Assignments
0 Petitions
Accused Products
Abstract
A system for and method of performing a transaction between a consumer (105) and a business entity (110). The method comprising the acts of providing transaction data from a submitter (105) to a transaction facilitator (120), generating a token (130) that identifies the transaction data, storing the transaction data and the token at the transaction facilitator (120), providing the token to the submitter (105), returning the token (130) to the transaction facilitator, obtaining the stored transaction data identified by the token, and using at least a portion of the obtained transaction data to implement the transaction.
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Citations
81 Claims
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1. A method of performing a transaction between a consumer and a business entity comprising the acts of:
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providing transaction data from a submitter to a transaction facilitator;
generating a token that identifies the transaction data;
storing the transaction data and the token at the transaction facilitator;
providing the token to the submitter;
returning the token to the transaction facilitator;
obtaining the stored transaction data identified by the token; and
using at least a portion of the obtained transaction data to implement the transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77)
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78. A method of performing a transaction between a consumer and a business entity comprising the acts of:
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providing encrypted data to a consumer, the encrypted data including encrypted account specific data and encrypted consumer specific data;
transmitting the encrypted data to a transaction facilitator as part of the transaction;
decrypting the encrypted data to produce decrypted data including decrypted account specific data and decrypted consumer specific data; and
using the decrypted consumer specific data to complete the transaction. - View Dependent Claims (79, 80, 81)
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Specification