Insurance system, insurance server, insurance system operation method, and insurance server program storage medium
First Claim
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1. An insurance system comprising:
- a client operated by an applicant who applies for an insurance;
an applicant information storage in which applicant information relating to said applicant is stored prior to the application for the insurance;
an application receiving section which receives the application for the insurance from said applicant via said client and a communication network;
an examination section which examines acceptability of the application for the insurance received by said application receiving section based on the applicant information stored in said applicant information storage; and
a contract section which contracts the applied insurance according to a result of the examination by said examination section indicating permission.
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Abstract
There is disclosed an insurance system in which an insurance subjected to an examination can quickly be contracted. An insurance server 11 receives an application for the insurance from a client 12 via a communication network, obtains information from a customer information database 111 in which information necessary for the examination is stored, performs the examination for a contract of the insurance based on the information, and uses a prepaid balance stored in a customer account database to settle a premium, when the examination is successful.
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Citations
8 Claims
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1. An insurance system comprising:
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a client operated by an applicant who applies for an insurance;
an applicant information storage in which applicant information relating to said applicant is stored prior to the application for the insurance;
an application receiving section which receives the application for the insurance from said applicant via said client and a communication network;
an examination section which examines acceptability of the application for the insurance received by said application receiving section based on the applicant information stored in said applicant information storage; and
a contract section which contracts the applied insurance according to a result of the examination by said examination section indicating permission. - View Dependent Claims (2, 3, 4)
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5. An insurance server comprising:
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an applicant information storage in which applicant information relating to an applicant to apply for an insurance is stored prior to an application for the insurance;
an application receiving section which receives the application for the insurance from said applicant via a client operated by the applicant and a communication network;
an examination section which examines acceptability of the application for the insurance received by said application receiving section based on the applicant information stored in said applicant information storage; and
a contract section which contracts the applied insurance according to a result of the examination by said examination section indicating permission. - View Dependent Claims (6)
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7. An insurance system operation method comprising:
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an applicant information storing step of storing applicant information relating to an applicant to apply for an insurance prior to an application for the insurance;
an application receiving step of receiving the application for the insurance from said applicant via a client operated by the applicant and a communication network;
an examining step of examining acceptability of the application for the insurance received by said application receiving step based on the applicant information stored by said applicant information storing step; and
a contracting step of contracting the applied insurance, when a result of the examination by said examining step indicates permission.
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8. An insurance server program storage medium in which an insurance server program incorporated in a computer is stored, said program allowing the computer to operate as an insurance server comprising:
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an applicant information storage to store applicant information relating to an applicant to apply for an insurance prior to an application for the insurance;
an application receiving section to receive the application for the insurance from said applicant via a client operated by the applicant and a communication network;
an examination section to examine acceptability of the application for the insurance received by said application receiving section based on the applicant information stored in said applicant information storage; and
a contract section to contract the applied insurance according to a result of the examination by said examination section indicating permission.
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Specification