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System and method for establishing or modifying an account with user selectable terms

  • US 20030101131A1
  • Filed: 10/31/2002
  • Published: 05/29/2003
  • Est. Priority Date: 11/01/2001
  • Status: Active Grant
First Claim
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1. A method of modifying an existing account comprising the steps of:

  • receiving account identification information from an account holder;

    sending to the account holder at least a portion of the existing account terms;

    sending to the account holder a plurality of available account terms; and

    receiving from the account holder a selection of at least one of the available account terms.

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