Real-time reservation of charges for pre-paid services
First Claim
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1. A computerized method for reserving an amount against a pre-paid account, the method comprising:
- receiving event data;
calculating a reservation amount based on the event data;
determining a service unit quantity based on the reservation amount; and
reserving the reservation amount against the pre-paid account.
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Abstract
A computerized system includes a rating engine and a balance manager. The balance manager maintains a database having accounts, where the accounts have an account balance. The balance manager is operative to receive event data, calculate a reservation amount based on the event data, determine a service unit quantity based on the reservation amount, and reserve the reservation amount against the pre-paid account.
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Citations
39 Claims
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1. A computerized method for reserving an amount against a pre-paid account, the method comprising:
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receiving event data;
calculating a reservation amount based on the event data;
determining a service unit quantity based on the reservation amount; and
reserving the reservation amount against the pre-paid account. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computerized method determining a reservation amount comprising:
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receiving a wireless event;
calculating a reservation amount based on a duration initially set to a default service unit quantity;
fetching the available credit in a pre-paid account;
comparing the reservation amount with the available credit; and
if the reservation amount is less than the available credit, then authorizing the event for the default service unit quantity;
otherwise performing the task of;
adjusting the service unit quantity, recalculating the reservation amount based on the adjusted service unit quantity. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A machine-readable medium having machine executable instructions for performing a method for reserving an amount against a pre-paid account, the method comprising:
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receiving event data;
calculating a reservation amount based on the event data;
determining a service unit quantity based on the reservation amount; and
reserving the reservation amount against the pre-paid account. - View Dependent Claims (21, 22, 23, 24, 25, 26)
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27. A machine-readable medium having machine-executable instructions for performing a method for determining a reservation amount, the method comprising:
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receiving a wireless event;
calculating a reservation amount based on a duration initially set to a default service unit quantity;
fetching the available credit in a pre-paid account;
comparing the reservation amount with the available credit; and
if the reservation amount is less than the available credit, then authorizing the event for the default service unit quantity;
otherwise performing the task of;
adjusting the service unit quantity, recalculating the reservation amount based on the adjusted service unit quantity. - View Dependent Claims (28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38)
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39. A computerized system comprising:
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a rating engine; and
a balance manager operative to maintain a database having accounts, said accounts having an account balance;
wherein the balance manager is operative to perform the tasks of;
receive event data;
calculate a reservation amount based on the event data;
determine a service unit quantity based on the reservation amount; and
reserve the reservation amount against the pre-paid account.
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Specification