System & method for biometric-based fraud protection
First Claim
1. An identification system for authenticating a user comprising an identification card having a substrate including an internal memory device and an internal control device in electronic communication for providing activation of the card for use by an authorized user, wherein the user inputs a biometric identifier input via a biometric input device that communicates with the internal memory device and the internal control device for providing the biometric identifier input, the biometric identifier input is validated and authenticated upon transmission of the biometric identifier input to a database stored on a remote computer and receipt of a validation response from the database, wherein the card is in communication with the database for the transmission of the biometric identifier input and receipt of the validation response, and wherein the database confirms the singular, unique existence of a match to the biometric identifier input that corresponds to the user, wherein the match is stored in the database.
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Accused Products
Abstract
A biometric fingerprint device for preventing fraud based on the device having standalone, self-authentication of the identity of predetermined user(s) and its interactivity with a database that is initiated via a controlled singularity of registration, i.e., contemporaneous registration of a user'"'"'s fingerprint(s) into a database and registration, initialization, and authentication of that same fingerprint(s) onto a standalone biometric fingerprint device.
90 Citations
19 Claims
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1. An identification system for authenticating a user comprising
an identification card having a substrate including an internal memory device and an internal control device in electronic communication for providing activation of the card for use by an authorized user, wherein the user inputs a biometric identifier input via a biometric input device that communicates with the internal memory device and the internal control device for providing the biometric identifier input, the biometric identifier input is validated and authenticated upon transmission of the biometric identifier input to a database stored on a remote computer and receipt of a validation response from the database, wherein the card is in communication with the database for the transmission of the biometric identifier input and receipt of the validation response, and wherein the database confirms the singular, unique existence of a match to the biometric identifier input that corresponds to the user, wherein the match is stored in the database.
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17. A method for using an identification system comprising the steps of:
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providing an identification card having a substrate including an internal memory device and an internal control device in electronic communication for providing activation of the card for use by an authorized user;
inputting a biometric identifier input corresponding to the user via a biometric input device that communicates with the internal memory device and the internal control device for providing the biometric identifier input;
transmitting the biometric identifier input to a database stored on a remote computer;
validating the biometric identifier input and/or the user by confirming the existence of a match to the biometric identifier input that corresponds to the user that is stored in the database on the remote computer;
receiving a validation response from the database by the card, while the card is in communication with the database for the transmission of the biometric identifier input and receipt of the validation response;
confirming a singular, unique existence of the biometric identifier input and/or the user in the database;
and, where the card has never been authenticated and/or activated previously, confirming registration of the biometric identifier and corresponding user in the database. - View Dependent Claims (18, 19)
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Specification