System and method for alert processing and delivery

• US 20030115122A1
• Filed: 01/27/2003
• Published: 06/19/2003
• Est. Priority Date: 10/13/2000
• Status: Abandoned Application

• Current Assignee: UBS Financial Services Incorporated (UBS Ag)
• Original Assignee: UBS Financial Services Incorporated (UBS Ag)
• Inventors: DiStaulo, Mark Anthony, Johnston, Charles N., Slater, Michael Sol, Hsu, Phillip Koh-Kwe
• Application Number:
  US10/352,708
• Publication Number:
  US 20030115122A1
• Time in Patent Office: Days
• US Class Current: 705/35
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

The present invention comprises a system and method for processing and delivering one or more financial alerts. The method of the present invention comprises normalizing financial data received from one or more financial data sources to generate a financial alert. A relevance engine processes the financial alert according to a client profile to determine one or more delivery destinations for the financial alert. Based on the processing step, the financial alert is delivered to the delivery destination.

The system and method of the present invention electronically provides users with financial updates regarding order status, a user'"'"'s specific portfolio and general financial information. Moreover, the present invention provides for the delivery of messages in accordance with predefined customer preferences, such as specific account information, specific financial information or customer defined formatting of the message, e.g., detailed or message summary. Financial advisors are provided with functionality that allows for the monitoring of messages sent to customers, as well as editing and/or adding information to that contained within the message.

Claims

1. A method for processing and delivering a financial alert, the method comprising:

normalizing financial data received from one or more financial data sources to generate a financial alert;

processing the financial alert by a relevance engine according to a client profile to determine a delivery destination for the financial alert; and

delivering the financial alert to the delivery destination.

2. The method of claim 1 comprising delivering the financial alert to a persistent inbox accessed over a network.

3. The method of claim 2 comprising presenting the financial alert to a client when the persistent inbox is accessed.

4. The method of claim 1 comprising delivering a copy of the financial alert to a financial advisor.

5. The method of claim 4 comprising reviewing the financial alert to ensure conformity with regulatory compliance.

6. The method of claim 1 comprising editing the financial alert by a financial advisor.

7. The method of claim 5 comprising delivering the edited financial alert to a delivery destination.

8. The method of claim 1 comprising delivering the financial alert to a plurality of delivery destinations.

9. The method of claim 1 wherein delivering comprises delivering to one or more of a cellular telephone handset, a handheld computing device, and a paging device.

10. The method of claim 1 wherein delivering comprises delivering a summary of the financial alert.

11. The method of claim 1 comprising collecting client preference information for inclusion in the client profile.

12. The method of claim 1 comprising tracking the delivery of the financial alert to the delivery destination and calculating statistics regarding the tracked information.

13. The method of claim 1 wherein processing is based on financial transactions executed by a client.