Online payments
First Claim
1. A method for authorizing an online purchase between a customer and a vendor site, the method comprising steps of:
- receiving transaction information from the vendor site;
automatically opening a new web browser window for the customer;
receiving authenticating information from the customer;
authenticating the customer'"'"'s identity;
presenting a transaction amount in the new web browser window, whereby the customer can authorize the transaction amount through interaction with the new web browser window;
receiving authorization from the customer of a transfer for at least the transaction amount, wherein the transfer corresponds to the online purchase; and
notifying the vendor site of authorization and authentication.
5 Assignments
0 Petitions
Accused Products
Abstract
According to the invention, a method for authorizing an online purchase between a customer and a vendor site is provided. In one step, transaction information is received from the vendor site. A new web browser window is automatically opened for the customer, where the new web browser window points away from the vendor site. Authenticating information is received from the customer. The customer'"'"'s identity is authenticated. The vendor site is notified of authentication of the customers'"'"'s identity. A transaction amount is presented in the new web browser window. Authorization of a transfer for the transaction amount is received in the new browser window from the customer, where the transfer corresponds to the online purchase. The vendor site is notified of authorization by the customer for the transfer of the transaction amount.
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Citations
19 Claims
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1. A method for authorizing an online purchase between a customer and a vendor site, the method comprising steps of:
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receiving transaction information from the vendor site;
automatically opening a new web browser window for the customer;
receiving authenticating information from the customer;
authenticating the customer'"'"'s identity;
presenting a transaction amount in the new web browser window, whereby the customer can authorize the transaction amount through interaction with the new web browser window;
receiving authorization from the customer of a transfer for at least the transaction amount, wherein the transfer corresponds to the online purchase; and
notifying the vendor site of authorization and authentication. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method for authorizing an online purchase between a customer and a vendor site, the method comprising steps of:
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receiving transaction information from the vendor site;
automatically opening a new web browser window for the customer, wherein the new web browser window points away from the vendor site;
receiving authenticating information from the customer;
authenticating the customer'"'"'s identity;
notifying the vendor site of authentication of the customers'"'"'s identity;
presenting a transaction amount in the new web browser window;
receiving authorization in the new browser window from the customer of a transfer for the transaction amount, wherein the transfer corresponds to the online purchase; and
notifying the vendor site of authorization by the customer for the transfer of the transaction amount. - View Dependent Claims (12, 13, 14)
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15. A method for authorizing an online purchase between a customer and a vendor site, the method comprising steps of:
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receiving transaction information from the vendor site;
automatically opening a new web browser window for the customer;
receiving authenticating information from the customer;
authenticating the customer'"'"'s identity;
presenting a transaction amount in the new web browser window;
receiving authorization from the customer of a transfer for the transaction amount in the new browser window, wherein the transfer corresponds to the online purchase from the vendor site;
notifying the vendor site of authorization and authentication; and
transferring at least the transaction amount from a debit or credit card associated with the customer. - View Dependent Claims (16, 17, 18, 19)
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Specification