System and method for cashless and clerkless transactions
First Claim
1. A method for conducting a cashless and clerkless transaction, comprising;
- a. receiving a request from a customer to purchase a product;
b. capturing biometric data of the customer with a personal identification device;
c. comparing the captured biometric data to stored biometric data to verify the identity of the customer; and
d. if said comparing in step (c) verifies the identity of the customer, completing a sales transaction.
3 Assignments
0 Petitions
Accused Products
Abstract
The present invention relates to a system and method for conducting cashless and clerkless transactions to purchase a wide range of merchandise. The cashless and clerkless transaction system can comprise four main functional components: a point of sale terminal, identification devices, databases and a network to connect the components. A cashless and clerkless transaction can be implemented by gathering product information, gathering personal information and capturing biometric information from the individual seeking to purchase a product. The captured biometric information can be compared with stored biometric information to confirm a consumer'"'"'s identity. Assuming the consumer'"'"'s identity is confirmed, a sales transaction is permitted and inventory and financial databases are updated accordingly. Similarly, the system may be used to confirm that a customer has purchased merchandise that the customer is carrying as the customer exits a store.
97 Citations
35 Claims
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1. A method for conducting a cashless and clerkless transaction, comprising;
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a. receiving a request from a customer to purchase a product;
b. capturing biometric data of the customer with a personal identification device;
c. comparing the captured biometric data to stored biometric data to verify the identity of the customer; and
d. if said comparing in step (c) verifies the identity of the customer, completing a sales transaction. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A method for conducting a cashless and clerkless transaction, comprising;
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a. receiving product information data to identify a product;
b. receiving customer information from a customer;
c. presenting the customer information to a financial database to seek approval of customer financial status;
d. capturing biometric data of the customer with a personal identification device;
e. comparing the captured biometric data to stored biometric data to verify the identity of the customer; and
f. if said comparing in step (e) verifies the identity of the customer, completing a sales transaction. - View Dependent Claims (8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. A method for conducting a cashless and clerkless transaction, comprising;
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a. receiving a request from a customer to purchase a product;
b. capturing biometric data of the customer with a personal identification device;
c. receiving stored biometric data of the customer;
d. comparing the captured biometric data with the stored biometric data; and
e. if the biometric data received in step (b) matches biometric data received in step (c) completing a sales transaction. - View Dependent Claims (18, 19, 20, 21, 22, 23)
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24. A method for confirming the purchase of merchandise by a customer, comprising;
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a. gathering identification information about the merchandise;
b. capturing biometric data of the customer with a personal identification device;
c. using the merchandise identification information and captured biometric data to determine whether the customer has purchased the merchandise;
d. if a determination is made that indicates that the customer did not purchase the merchandise, taking an action to protect a store from a possible theft of the merchandise. - View Dependent Claims (25, 26, 27, 28, 29)
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30. A cashless and clerkless transaction system, comprising;
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a point of sale terminal;
a personal identification device coupled to said point of sale terminal;
saidpersonal identification device capturing biometric data from a customer, the biometric data being used to verify whether the customer is authorized to perform a cashless and clerkless transaction; and
a product identification device coupled to said point of sale terminal. - View Dependent Claims (31, 32)
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33. A cashless and clerkless transaction system, comprising;
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a point of sale terminal; and
an interface for coupling a personal identification device to said point of sale terminal;
said personal identification device capturing biometric data from a customer, the biometric data being used to verify whether the customer is authorized to perform a cashless and clerkless transaction. - View Dependent Claims (34, 35)
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Specification