Security system for validation of credit card transactions
First Claim
1. A method for alerting authorities during transaction card authorization comprising:
- receiving a confirmation code from a vendor with each request for transaction card authorization, wherein the confirmation code selectively includes either a duress code or a normal code; and
notifying authorities of a suspected crime in progress if the confirmation code includes the duress code.
3 Assignments
0 Petitions
Accused Products
Abstract
A method, computer program and system for alerting authorities during a transaction card authorization process, that a crime is in progress without alerting the perpetrator that an alert has been given. During a transaction card authorization process, the vendor attaches a code to the vendor identification sent to the authorization center. The code may be a normal code or a duress code. In either situation, the entered code is compared to the stored duress code. If a duress code has been entered, then the authorities are notified and the account transaction is approved, although at a slower rate than normal to provide authorities time to respond. Any attempt to contact the person under duress is delayed to avoid tipping off the perpetrator that an alarm has been sent.
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Citations
24 Claims
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1. A method for alerting authorities during transaction card authorization comprising:
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receiving a confirmation code from a vendor with each request for transaction card authorization, wherein the confirmation code selectively includes either a duress code or a normal code; and
notifying authorities of a suspected crime in progress if the confirmation code includes the duress code. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A computer program product comprising:
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receiving instructions for receiving a confirmation code from a vendor with each vendor request for transaction card authorization, wherein the confirmation code selectively includes either a duress code or a normal code; and
notifying instructions for notifying authorities of a suspected crime in progress if the confirmation code includes the duress code. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A system for alerting authorities during an account transaction comprising:
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means for receiving a confirmation code from a vendor with each request for transaction card authorization, wherein the confirmation code selectively includes either a duress code or a normal code; and
means for notifying authorities of a suspected crime in progress if the confirmation code includes the duress code. - View Dependent Claims (22, 23, 24)
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Specification