Transaction card with dual IC chips

• US 20030141373A1
• Filed: 11/22/2002
• Published: 07/31/2003
• Est. Priority Date: 09/01/2000
• Status: Abandoned Application

• Current Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Original Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Inventors: Faenza,, William J. Jr., Lasch, Ellen, Webb, Lisa, Vigiletti, Judy
• Application Number:
  US10/302,658
• Publication Number:
  US 20030141373A1
• Time in Patent Office: Days
• US Class Current: 235/487
• CPC Class Codes: G06K 13/08 Feeding or discharging cards
• CPC Class Codes: G06K 19/02 characterised by the selection of materials, e.g. to avoid wear during transport through the machine
• CPC Class Codes: G06K 19/0723 the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs
• CPC Class Codes: G06K 19/077 Constructional details, e.g. mounting of circuits in the carrier
• CPC Class Codes: G06K 19/08 using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
• CPC Class Codes: G06K 19/16 the marking being a hologram or diffraction grating
• CPC Class Codes: G06K 7/0008 General problems related to the reading of electronic memory record carriers, independent of its reading method, e.g. power transfer
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems

Abstract

The present invention relates to a process for producing an opaque, transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizable compound, a translucent signature field such that the signature on back of the card is visible from the front of the card and an active thru date on the front of the card. The invisible optically recognizable compound is an infrared ink and/or film, which can be detected by a sensor found in an ATM or card assembly line.

Claims

1. A card comprising:

a front layer;

a back layer;

an infrared blocking layer positioned between said front and back layers forming a card body adapted to partially transmit incident radiation in a visible light wavelength region;

said card body having a first pocket extending through said front layer and said infrared blocking layer, said first pocket adapted to accept a first integrated circuit chip; and

said card body also having a second pocket extending through said back layer and said infrared blocking layer, said second pocket adapted to accept a second integrated circuit chip;

said infrared blocking layer comprising a machine recognizable compound containing infrared film or ink over said infrared blocking layer;

whereby said card body is opaque to infrared radiation and translucent to visible light radiation.

2. The card of claim 1, further comprising at least one of a holographic foil, a magnetic stripe, an opacity gradient, embossed characters, signature field, text and logo.

3. The card of claim 2, wherein said infrared blocking layer does not comprise infrared film or ink in an area that corresponds to said magnetic stripe disposed on said card body.

4. The card of claim 1, wherein said card is at least one of a transaction card, identification card, smart card, credit card, charge card, debit card, access card, information storage card, electronic commerce card, document and paper.

5. The card of claim 1, wherein said card body transmits from about 70% to 80% of incident visible light radiation.

6. The card of claim 1, wherein said wavelength region is from about 400 nm to 750 nm.

7. The card of claim 1, wherein said visible light region is from about 550 nm to 700 nm.

8. A card having a card body comprising:

a front layer;

a back layer;

an infrared blocking layer disposed between said front and back layers;

a first pocket extending through said front layer and said infrared blocking layer and partially into said back layer, said first pocket adapted to accept a first integrated circuit chip;

a second pocket extending through said back layer and said infrared blocking layer and partially into said front layer, said second pocket adapted to accept a second integrated circuit chip;

said card body adapted to partially transmit incident radiation in a visible light wavelength region; and

said infrared blocking layer comprising a machine recognizable compound containing infrared film or ink over said infrared blocking layer;

whereby said card body is opaque to infrared radiation and translucent to visible light radiation.

9. The card of claim 8, further comprising at least one of a holographic foil, a magnetic stripe, an opacity gradient, embossed characters, signature field, text and logo.

10. The card of claim 9, wherein said infrared blocking layer does not comprise infrared film or ink in an area that corresponds to said magnetic stripe disposed on said card body.

11. The card of claim 8, wherein said card is at least one of a transaction card, identification card, smart card, credit card, charge card, debit card, access card, information storage card, electronic commerce card, document and paper.

12. The card of claim 8, wherein said card body transmits from about 70% to 80% of incident visible light radiation.

13. The card of claim 8, wherein said wavelength region is from about 400 nm to 750 nm.

14. The card of claim 8, wherein said visible light region is from about 550 nm to 700 nm.

20. The card of claim 8, wherein said visible light region is from about 550 nm to 700 nm.

15. A card having a card body that is opaque to infrared radiation and translucent to visible light radiation comprising:

a front surface;

a back surface

an infrared blocking layer disposed between said front and back surfaces forming said card body;

said card body adapted to partially transmit incident radiation in a visible light wavelength region, and said infrared blocking layer comprising a machine recognizable compound containing infrared film or ink;

a first pocket extending through said front surface and said infrared blocking layer;

a second pocket extending through said back surface and said infrared blocking layer;

a first integrated circuit chip adapted to be operatively positioned in said first pocket;

a second integrated circuit chip adapted to be operatively positioned in said second pocket; and

a magnetic stripe disposed on said back surface.

16. The card of claim 15, further comprising at least one of a holographic foil, an opacity gradient, embossed characters, signature field, text and logo.

17. The card of claim 16, wherein said infrared blocking layer does not comprise infrared film or ink in an area that corresponds to said magnetic stripe disposed on said back surface.

18. The card of claim 15, wherein said card is at least one of a transaction card, identification card, smart card, credit card, charge card, debit card, access card, information storage card, electronic commerce card, document and paper.

19. The card of claim 15, wherein said card body transmits from about 70% to 80% of incident visible light radiation.