Device for integrating transaction information on finantial transaction
First Claim
1. An apparatus for consolidating financial transaction information, serving to produce consolidated transaction information for use in risk management from transaction information stored in a transaction information storage apparatus and supply the resultant consolidated transaction information to a risk management system, wherein said apparatus acquires transaction information from the transaction information storage apparatus;
- produces expanded records indicating an occurrence of a monetary movement on the basis of the transaction information;
groups the expanded records in accordance with a predetermined consolidation rule; and
produces a consolidated record from a plurality of expanded records of each group.
1 Assignment
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Accused Products
Abstract
A transaction information consolidating apparatus is disclosed which consolidates cash flow information associated with as many as several hundred thousand transactions per day into data which can be dealt with by a risk management system. A transaction information consolidating apparatus (1) acquires transaction information from a transaction information storage apparatus (2). On the basis of the acquired transaction information, the transaction information consolidating apparatus (1) produces expanded records indicating amounts of movements of money. The transaction information consolidating apparatus (1) then groups the expanded records in accordance with a predetermined consolidation rule, produces a consolidated record from a plurality of expanded records of each group, and supplies consolidated data including a set of expanded records to a risk management system (3).
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Citations
12 Claims
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1. An apparatus for consolidating financial transaction information, serving to produce consolidated transaction information for use in risk management from transaction information stored in a transaction information storage apparatus and supply the resultant consolidated transaction information to a risk management system, wherein said apparatus acquires transaction information from the transaction information storage apparatus;
- produces expanded records indicating an occurrence of a monetary movement on the basis of the transaction information;
groups the expanded records in accordance with a predetermined consolidation rule; and
produces a consolidated record from a plurality of expanded records of each group. - View Dependent Claims (2, 3, 4, 5, 9, 10)
- produces expanded records indicating an occurrence of a monetary movement on the basis of the transaction information;
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6. A method for consolidating financial transaction information by producing consolidated transaction information for use in risk management from transaction information stored in a transaction information storage apparatus and supplying the resultant consolidated transaction information to a risk management system, the method comprising an expanded record producing step of acquiring transaction information from the transaction information storage apparatus and producing an expanded record on the basis of the acquired transaction information so as to indicate a change in at least one of a principal, interest, and an outstanding balance;
- and a consolidated record producing step of grouping expanded records in accordance with a predetermined consolidation rule and producing one consolidated record from a plurality of expanded records of the same group.
- View Dependent Claims (7, 8, 11, 12)
Specification