Electronic payment transaction via sms
First Claim
1. A method for handling electronic payment transactions using a mobile terminal (1), in particular a mobile telephone, comprising the following steps:
- transmission of a payment request from the mobile terminal (1) to a payment handling centre (6);
transmission of the desired payment modalities from the mobile terminal (1) to the payment handling centre (6), characterised by the further steps;
allocation of an individual transaction code or clearance code for each payment transaction;
transmission of the allocated transaction code or clearance code to the mobile terminal (1) and/or a payee (8).
2 Assignments
0 Petitions
Accused Products
Abstract
The present invention makes available a method for handling electronic payment transactions using a mobile terminal 1, in particular a mobile telephone, which method comprises the following steps:
transmission of a payment request from the mobile terminal 1 to a payment handling centre 6;
transmission of the desired payment modalities from the mobile terminal 1 to the payment handling centre 6;
allocation of an individual transaction code or clearance code for each payment transaction, and
transmission of the allocated transaction code or clearance code to the mobile terminal 1 and/or a payee 8.
89 Citations
29 Claims
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1. A method for handling electronic payment transactions using a mobile terminal (1), in particular a mobile telephone, comprising the following steps:
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transmission of a payment request from the mobile terminal (1) to a payment handling centre (6);
transmission of the desired payment modalities from the mobile terminal (1) to the payment handling centre (6), characterised by the further steps;
allocation of an individual transaction code or clearance code for each payment transaction;
transmission of the allocated transaction code or clearance code to the mobile terminal (1) and/or a payee (8). - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29)
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Specification