Transaction system
First Claim
1. A transaction system comprising:
- a service provider (SP) station, wherein the SP station is enabled to be operated by a service provider providing a transaction, wherein the SP station includes an SP carrier delivery and receiving device and at least one component of;
an SP visual display, an SP camera, an SP audio transmitting device, an SP audio receiving device, at least one customer station, wherein the customer station is enabled to be operated by a customer requesting a transaction, wherein the customer station includes a customer carrier delivery and receiving device, an automated transaction machine station, wherein the automated transaction machine station includes an automated transaction machine, wherein the machine is enabled to be operated by a customer, wherein the automated transaction machine station includes at least one component of;
a customer visual display, a customer camera, a customer audio transmitting device, a customer audio receiving device, wherein the SP carrier delivery and receiving device is in operative connection with the customer carrier delivery and receiving device, and wherein a carrier is enabled to be selectively moved with a transaction item between the customer station and the SP station, wherein the SP station is in operative connection with the automated transaction machine station through at least one component of the SP station and at least one component of the automated transaction machine station.
1 Assignment
0 Petitions
Accused Products
Abstract
A system for carrying out transactions includes customer stations (118) and ATM stations (120) and a service provider station (114). The service provider station and customer stations are operated in a building (116) or other facility in which a service provider operates the service provider station in a secure room. Audio and video communications are established between the service provider and customers at the customer stations and ATM stations. Items can be exchanged between customer station customers and the service provider through carriers (26) transmitted through a pneumatic tube system (22). A video material presentation device (50) provides promotional or other video material which may be presented on displays at the customer stations. The video material may be presented to customers when the customer terminal is not in communication with the service provider terminal.
48 Citations
35 Claims
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1. A transaction system comprising:
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a service provider (SP) station, wherein the SP station is enabled to be operated by a service provider providing a transaction, wherein the SP station includes an SP carrier delivery and receiving device and at least one component of;
an SP visual display, an SP camera, an SP audio transmitting device, an SP audio receiving device, at least one customer station, wherein the customer station is enabled to be operated by a customer requesting a transaction, wherein the customer station includes a customer carrier delivery and receiving device, an automated transaction machine station, wherein the automated transaction machine station includes an automated transaction machine, wherein the machine is enabled to be operated by a customer, wherein the automated transaction machine station includes at least one component of;
a customer visual display, a customer camera, a customer audio transmitting device, a customer audio receiving device, wherein the SP carrier delivery and receiving device is in operative connection with the customer carrier delivery and receiving device, and wherein a carrier is enabled to be selectively moved with a transaction item between the customer station and the SP station, wherein the SP station is in operative connection with the automated transaction machine station through at least one component of the SP station and at least one component of the automated transaction machine station. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A system comprising:
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a service provider (SP) station including;
an SP visual display, an SP camera, an SP audio transmitting device and an SP audio receiving device, an SP pneumatic tube carrier delivery and receiving device, at least one customer station including;
a customer visual display in operative connection with the SP camera, a customer camera in operative connection with the SP display, a customer audio transmitting device in operative connection with the SP audio receiving device, a customer audio receiving device in operative connection with the SP audio transmitting device, and a customer pneumatic tube carrier delivery and receiving device in operative connection with the SP pneumatic tube carrier delivery and receiving device, wherein a carrier is enabled to be selectively moved between the customer station and the SP station, a building, wherein the SP station is housed in the building, and wherein at least one component among the customer visual display, customer camera, customer audio transmitting device, customer audio receiving device, and customer carrier delivery and receiving device of the customer station is positioned within the building, at least one automated transaction machine station, wherein the automated transaction machine station includes an automated transaction machine, wherein the machine is enabled to be operated by a customer to carry out a transaction, wherein the automated transaction machine station is in operative connection with the SP station. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21, 22)
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23. A transaction system comprising:
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a service provider (SP) station, wherein the SP station is enabled to be operated by a service provider providing a transaction, wherein the SP station includes at least one SP communication device, a customer station, wherein the customer station is enabled to be operated by a customer requesting a transaction, wherein the customer station includes a customer communication device, wherein the customer communication device is in operative connection with an SP communication device enabling communication between a customer at the customer station and a service provider at the SP station, a delivery device, wherein the delivery device is adapted to deliver a transaction item from either of the SP or customer stations to the other respective SP or customer station, a building, wherein the SP station and the customer station are positioned inside of the building, an automated transaction machine station, wherein the automated transaction machine station includes an automated transaction machine, wherein the machine is enabled to be operated by a customer, wherein the automated transaction machine station includes a customer communication device, wherein the automated transaction machine station customer communication device is in operative connection with an SP communication device enabling communication between a customer at the automated transaction machine station and a service provider at the SP station. - View Dependent Claims (24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35)
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Specification