Method of using biometric measurements as a legal seal for authenticating real estate deeds and mortgages
First Claim
1. A method of providing an electronic seal to a real estate deed, mortgage or land trust document, which document has need signed by at least one person, comprising:
- (a) biometrically measuring at least one unique characteristic of the person signed on the document for generating unique identifying biometric information of the person;
(b) generating data representative of said biometric information for storing said biometric information in storage memory;
(c) storing said biometric information in storage memory for use by a computer for later access thereto;
(d) generating unique correlating code uniquely correlating said biometric information with said document;
(e) sending said unique correlating code to an output device; and
(f) placing a physical representation of said unique correlating code on said document with said output device, whereby an effective legal seal is provided thereto.
0 Assignments
0 Petitions
Accused Products
Abstract
A method of providing an electronic seal to a real estate deed, mortgage or land trust document using a biometric measurement of the original signer to the document, which biometric measurement is stored in a central computer for access at a future date when such document is presented for transaction. The software of the system of the invention generates an authorization code or number representative of the stored unique biometric measurement, which code is then physically placed on, or inserted into, the document evidencing the biometric seal of the user. The correlating code is unique to the document and the stored biometric seal therefor. The unique biometric measurement is “married” to the legal document to provide a “legal seal” and obviate the use of mechanical, waxed, embossed or printed seals. This biometric seal provides the guarantee to the financial institution or other party in the legal transaction that the person who has signed the document and provided a biometric measurement is indeed the actual person that he or she claims to be.
-
Citations
13 Claims
-
1. A method of providing an electronic seal to a real estate deed, mortgage or land trust document, which document has need signed by at least one person, comprising:
-
(a) biometrically measuring at least one unique characteristic of the person signed on the document for generating unique identifying biometric information of the person;
(b) generating data representative of said biometric information for storing said biometric information in storage memory;
(c) storing said biometric information in storage memory for use by a computer for later access thereto;
(d) generating unique correlating code uniquely correlating said biometric information with said document;
(e) sending said unique correlating code to an output device; and
(f) placing a physical representation of said unique correlating code on said document with said output device, whereby an effective legal seal is provided thereto. - View Dependent Claims (2, 3, 4, 5, 12, 13)
-
-
6. A system for providing an electronic seal to a real estate deed, mortgage or land trust document, which document has need signed by at least one person, comprising:
-
first means for biometrically measuring at least one unique characteristic of the person signed on the document for generating unique identifying biometric information of the person;
second means for storing data representative of said biometric information for use by a computer;
third means for generating unique correlating code uniquely correlating said biometric information with said document;
fourth means for sending said unique correlating code to an output device; and
fifth means for receiving said unique correlating code from said fourth means for placing a physical representation of said unique correlating code on said document, whereby an effective legal seal is provided thereto. - View Dependent Claims (7, 8, 9, 10)
-
-
11. In a method of preventing fraud in a real estate deed, mortgage or land trust document, said real estate deed, mortgage or land trust document comprising printed matter and at least one signature, said method comprising:
-
affixing printed matter to said real estate deed, mortgage or land trust document representing a biometric-measurement seal;
recording the biometric measurement which makes up said biometric-measurement seal, of which said printed matter is representative, in a memory device for use by a computer;
reading said printed matter representative of said biometric-measurement seal stored in said memory device;
measuring a biometric characteristic of a person; and
comparing said biometric characteristic with said biometric measurement of said step of recording;
said step of comparing comprising inputting said biometric characteristic of a person of said step of measuring and said biometric-measurement seal of said reading to a computer for performing correlational analysis therebetween.
-
Specification