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Method and system of transaction card fraud mitigation utilizing location based services

  • US 20030182194A1
  • Filed: 01/31/2003
  • Published: 09/25/2003
  • Est. Priority Date: 02/06/2002
  • Status: Abandoned Application
First Claim
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1. A method of mitigating transaction card fraud, comprising:

  • receiving transaction card information for a user in connection with a transaction attempted by the user at a user location;

    sending a request to a wireless carrier of a mobile phone of a holder of the transaction card to return location information of the mobile phone of the card holder utilizing location based services provided by the card holder'"'"'s wireless carrier;

    receiving the location information for the card holder'"'"'s mobile phone from the card holder'"'"'s wireless carrier;

    allowing the transaction to proceed if the location of the card holder'"'"'s mobile phone is determined to be proximate the user location; and

    denying the transaction if the location of the card holder'"'"'s mobile phone is determined to be at a location other than the user location.

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