Merchant cash payment systems and methods
First Claim
1. A method for facilitating the sale of goods or services, the method comprising:
- receiving at an ordering system payment information relating to a payment instrument that is being used to purchase a good or a service from a merchant;
transmitting from the ordering system a message to the merchant that includes information on the good or service being purchased to permit the merchant to provide the good or service;
collecting funds from an account associated with the payment instrument; and
transmitting from the ordering system to a money transfer computer system information useable by the money transfer computer system to provide a cash payment to the merchant.
9 Assignments
0 Petitions
Accused Products
Abstract
A method for facilitating the sale of goods or services comprises receiving at an ordering system payment information relating to a payment instrument that is being used to purchase a good or a service from a merchant. The ordering system transmits a message to the merchant that includes information on the good or service being purchased to permit the merchant to provide the good or service. Funds are collected from an account associated with the payment instrument, and the ordering system transmits to a money transfer computer system information useable by the money transfer computer system to provide a cash payment to the merchant.
76 Citations
18 Claims
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1. A method for facilitating the sale of goods or services, the method comprising:
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receiving at an ordering system payment information relating to a payment instrument that is being used to purchase a good or a service from a merchant;
transmitting from the ordering system a message to the merchant that includes information on the good or service being purchased to permit the merchant to provide the good or service;
collecting funds from an account associated with the payment instrument; and
transmitting from the ordering system to a money transfer computer system information useable by the money transfer computer system to provide a cash payment to the merchant. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A method for facilitating the sale of goods or services, the method comprising:
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receiving at a money transfer computer system a request to make a cash payment to a merchant;
transmitting from the money transfer computer system to the merchant a cash pick-up identifier; and
receiving at a money transfer location the cash pick-up identifier from the merchant; and
making the cash payment to the merchant. - View Dependent Claims (13)
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14. A system for facilitating the sale of goods or services, the system comprising:
an ordering computer system having at least one computer readable storage medium having at least one computer-readable program for operation of the computer system, wherein the ordering system is configured to receive and store payment information relating to a payment instrument hat is being used to purchase a good or a service from a merchant, to transmit to the merchant a message that includes information on the good or service being purchased, to receive collection information on funds collected from an account associated with the payment instrument, and to transmit to a money transfer computer system information usable to provide a cash payment to the merchant. - View Dependent Claims (15, 16, 17, 18)
Specification