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System and method for extracting value for consumers and institutions from depth of relationships

  • US 20030208438A1
  • Filed: 12/04/2002
  • Published: 11/06/2003
  • Est. Priority Date: 06/06/2000
  • Status: Active Grant
First Claim
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1. A consumer financial transaction system provided by a lending institution enabling a consumer to make transactions via a transaction device, said system comprising:

  • a database storage device for maintaining a plurality of databases, said databases configured to store information corresponding to accounts held by each of said consumers with said lending institution; and

    a server, said server maintaining an compute interest qualify module configured to calculate a credit interest rate corresponding to the number of said accounts maintained by said consumer with said lending institution.

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