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Loadable debit card system and method

  • US 20030212796A1
  • Filed: 02/24/2003
  • Published: 11/13/2003
  • Est. Priority Date: 02/23/2002
  • Status: Abandoned Application
First Claim
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1. A computer implemented method of real-time anonymous loading and activating a loadable debit card account, the method comprising:

  • obtaining a card load request comprising merchant security information, a loadable debit card account identifier and a load amount from a point of sale device;

    verifying said merchant security information at a card managing server;

    if said merchant security information is verified, updating the loadable debit card account with said load amount;

    after updating the loadable debit card account, obtaining an activation request comprising activation information and a new card PIN;

    verifying said activation information; and

    if said activation information is verified, activating the loadable debit card account.

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