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System and method for offering geocentric-based incentives and executing a commercial transaction via a wireless device

  • US 20030216960A1
  • Filed: 05/16/2002
  • Published: 11/20/2003
  • Est. Priority Date: 05/16/2002
  • Status: Abandoned Application
First Claim
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1. A method for executing a geocentric-based transaction with a mobile user, comprising the steps of:

  • a) assembling at an information server a database with a plurality of incentive records, each incentive record comprising (i) a product identifier, (ii) an incentive offering for the product indicated by the product identifier, and (iii) a merchant identification comprising the name and location of a merchant providing the incentive offering for the product indicated by the product identifier;

    b) the information server receiving an incentive request from a cellular telephone, the cellular telephone comprising a user interface, the request comprising (i) an access code entered by a user into the cellular telephone, the access code indicative of a product desired to be obtained by the user, and (ii) location data indicative of the location within the cellular network from which the cellular telephone has connected;

    c) the information server processing the incentive request to retrieve from the database an incentive record as a function of the access code and the location data;

    d) the information server transmitting the retrieved incentive record to the remote device via the cellular telephone network;

    e) the remote device providing the incentive record to the user via the user interface; and

    f) the user executing a transaction directly with the merchant identified in the incentive record based on the incentive offering in the incentive record.

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