Portable electronic authorization system and method
First Claim
1. An apparatus, comprising:
- a user authenticator that authenticates an identity of a user; and
a transponder that is permitted to emit a wireless signal representing information stored in the apparatus in response to a wireless interrogation signal after the user authenticator has authenticated the identity of the user.
5 Assignments
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Accused Products
Abstract
In one embodiment, an apparatus comprises a user authenticator and a transponder. The transponder is permitted to emit a wireless signal representing information stored in the apparatus in response to a wireless interrogation signal after the user authenticator has authenticated the identity of the user. In another embodiment, an apparatus comprises, a memory, a user input, and a transponder. The memory stores at least first and second distinct codes. The user input permits a user to select any one of the at least first and second codes for transmission in response to a wireless interrogation signal. The transponder emits a wireless signal representing the selected one of the at least first and second codes in response to an interrogation signal. In yet another embodiment, a token that may be used to engage in a transaction at a point of sale comprises a substrate, a rewritable memory, and a reconfigurable display. The rewriteable memory is supported by the substrate and can be selectively configured to store information on the token that identifies an account that is to be used to engage in the transaction at the point of sale. The substrate and memory are configured and arranged such that the substrate can be selectively interfaced with an apparatus at the point of sale to permit the apparatus to read the contents of the memory. The reconfigurable display is also supported by the substrate and displays at least some of the information that is stored in the rewritable memory.
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Citations
50 Claims
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1. An apparatus, comprising:
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a user authenticator that authenticates an identity of a user; and
a transponder that is permitted to emit a wireless signal representing information stored in the apparatus in response to a wireless interrogation signal after the user authenticator has authenticated the identity of the user. - View Dependent Claims (2, 3, 4, 5, 6)
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7. An apparatus, comprising:
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a memory that stores at least first and second distinct codes;
a user input that permits a user to select any one of the at least first and second codes for transmission in response to a wireless interrogation signal; and
a transponder that emits a wireless signal representing the selected one of the at least first and second codes in response to an interrogation signal. - View Dependent Claims (8, 9, 10, 11)
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12. A token that may be used to engage in a transaction at a point of sale, comprising:
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a substrate;
a rewriteable memory, supported by the substrate, that can be selectively configured to store information on the token that identifies an account that is to be used to engage in the transaction at the point of sale, the substrate and memory being configured and arranged such that the substrate can be selectively interfaced with an apparatus at the point of sale to permit the apparatus to read the contents of the memory; and
a reconfigurable display, supported by the substrate, that displays at least some of the information that is stored in the rewritable memory. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25)
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26. A method for using an apparatus, comprising steps of:
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using the apparatus to authenticate an identity of a user of the apparatus; and
after the apparatus has authenticated the identity of the user, enabling a transponder of the apparatus to emit a wireless signal representing information stored in the apparatus in response to a wireless interrogation signal. - View Dependent Claims (27, 28, 29, 30, 31, 32, 33)
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34. A method for using an apparatus, comprising steps of:
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manipulating a user input on the apparatus to select one of at least first and second codes stored in memory; and
permitting a transponder of the apparatus to emit a wireless signal representing the selected one of the at least first and second codes in response to a wireless interrogation signal. - View Dependent Claims (35, 36, 37, 38, 39, 40)
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41. A method for configuring a token to be used to engage in a transaction at a point of sale, comprising steps of:
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configuring a rewritable memory of the token to store information that identifies an account that may be used to engage in the transaction at the point of sale, the memory being configured and arranged on the token such that the token can be selectively interfaced with an apparatus at the point of sale to permit the apparatus to read the contents of the memory; and
configuring a display on the token to display at least some of the information that is stored in the rewritable memory. - View Dependent Claims (42, 43, 44, 45, 46, 47, 48, 49, 50)
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Specification