Apparatus and method for effecting secure physical and commercial transactions in a contactless manner using biometric identity validation
First Claim
1. An apparatus for effecting secure transactions in a contactless manner, the apparatus comprising:
- a biometric sensor operable to detect biometric information associated with a user of the apparatus;
a processor accessible to the biometric sensor, wherein the processor is operable to process the biometric information to verify that the user is authorized to use the apparatus; and
at least one communications component accessible to the processor for providing contactless communication with an external device, wherein the communication requires verification that the user is authorized.
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Accused Products
Abstract
Provided is an apparatus and method for effecting secure transactions in a contactless manner using biometric identity validation. The apparatus may include, for example, a biometric sensor that is operable to detect biometric information associated with a user of the apparatus. A processor that is accessible to the biometric sensor may be used to process the biometric information to verify the identity of the user. One or more antennae may also form part of the apparatus and may perform multiple functions. For example, the antennae may provide contactless communication with an external device and may also provide receive power from an external power source to power the device.
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Citations
20 Claims
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1. An apparatus for effecting secure transactions in a contactless manner, the apparatus comprising:
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a biometric sensor operable to detect biometric information associated with a user of the apparatus;
a processor accessible to the biometric sensor, wherein the processor is operable to process the biometric information to verify that the user is authorized to use the apparatus; and
at least one communications component accessible to the processor for providing contactless communication with an external device, wherein the communication requires verification that the user is authorized. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A device for validating a user'"'"'s identification in a contactless manner, the device comprising:
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a biometric sensor for sensing biometric information of the user;
a memory for storing a biometric analog associated with the user;
a processor accessible to the biometric sensor and memory, wherein the processor is operable to compare the sensed biometric information to the stored biometric analog to verify the identity of the user; and
a component accessible to the processor for providing at least one of;
a contactless communication route for the processor or a supply of power to the device. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15, 16)
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17. A method for effecting a transaction using a device capable of biometrically verifying a user'"'"'s identity, the method comprising:
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providing power to the device from an external power source in a contactless manner;
actuating a biometric sensor on the device to detect biometric information associated with the user;
comparing the detected biometric information to biometric information stored in the device; and
validating the user'"'"'s identification if the detected biometric information matches the stored biometric information. - View Dependent Claims (18, 19, 20)
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Specification