Rebate issuance system and methods

• US 20030229539A1
• Filed: 06/10/2002
• Published: 12/11/2003
• Est. Priority Date: 06/10/2002
• Status: Abandoned Application

• Current Assignee: First Data Corporation (Fiserv Incorporated)
• Original Assignee: First Data Corporation (Fiserv Incorporated)
• Inventors: Algiene, Kenneth
• Application Number:
  US10/167,720
• Publication Number:
  US 20030229539A1
• Time in Patent Office: Days
• US Class Current: 705/14
• CPC Class Codes: G06Q 30/0215 Including financial accounts
• CPC Class Codes: G06Q 30/0238 at point-of-sale [POS]
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions

Abstract

A method for providing rebates comprises receiving at a host computer information on an item being purchased. Also received at the host computer is a request to receive a rebate that is associated with the item. From the host computer, information usable by a payment device is transmitted to the payment device to provide the rebate.

Claims

1. A method for providing rebates, the method comprising:

receiving at a host computer information on an item being purchased;

receiving at the host computer a request to receive a rebate that is associated with the item; and

transmitting from the host computer to a payment device information usable by the payment device to provide the rebate.

2. A method as in claim 1, further comprising determining with the host computer whether a rebate is associated with the item.

3. A method as in claim 2, further comprising transmitting from the host computer to a point of sale device information indicating that a rebate applies.

4. A method as in claim 1, further comprising entering information on the item being purchased into a point of sale device and transmitting the information on the item to the host computer.

5. A method as in claim 4, further comprising determining with the point of sale device whether a rebate is associated with the item.

6. A method as in claim 4, further comprising entering into the point of sale device the request to receive the rebate, and transmitting the request from the point of sale device to the host computer.

7. A method as in claim 1, wherein the payment device comprises a printer, and wherein the host computer transmits information usable by the printer to print a negotiable instrument.

8. A method as in claim 1, wherein the payment device comprises a printer, and wherein the host computer transmits information usable by the printer to print a rebate coupon.

9. A method as in claim 1, wherein the payment device comprises a cash dispensing machine, and wherein the host computer transmits information to the cash dispensing machine to dispense the rebate in cash.

10. A method as in claim 1, wherein the payment device comprises an electronic account, and wherein the host computer transmits information to the electronic account to apply a rebate credit to the account.

11. A method for providing a rebate, the method comprising:

receiving at a point of sale device information on an item being purchased;

determining whether a rebate is associated with the item;

receiving at the point of sale device information requesting that the rebate be provided;

transmitting the information requesting the rebate from the point of sale device to a host computer.

12. A method as in claim 11, wherein the rebate determining step is performed by the point of sale device.

13. A method as in claim 11, further comprising transmitting the information on the item from the point of sale device to a host computer, and wherein the rebate determining step is performed by the host computer and transmitted to the point of sale device.

14. A method as in claim 11, further comprising producing a prompt at the point of sale device requesting an input as to whether the rebate is to be provided.

15. A method as in claim 11, further comprising transmitting from the host computer to a payment device information usable by the payment device to provide the rebate.

16. A method as in claim 15, wherein the payment device comprises a printer, and wherein the host computer transmits information usable by the printer to print a negotiable instrument.

17. A method as in claim 15, wherein the payment device comprises a printer, and wherein the host computer transmits information usable by the printer to print a rebate coupon.

18. A method as in claim 15, wherein the payment device comprises a cash dispensing machine, and wherein the host computer transmits information to the cash dispensing machine to dispense the rebate in cash.

19. A computer system for providing rebates, the system comprising:

a host computer having an input interface and an output interface;

a memory device associated with the host computer;

wherein the host computer is configured to receive at the input interface information on an item being purchased and a request to receive a rebate that is associated with the item, and wherein the output interface is configured to transmit to a payment device information usable by the payment device to provide the rebate.

20. A system as in claim 19, wherein the memory device includes information on rebate rules, and wherein the host computer is configured to determine whether a rebate is associated with the item using the rebate rules.

21. A system as in claim 20, wherein the output interface is configured to transmit to a point of sale device information indicating that a rebate applies.

22. A system as in claim 19, wherein the payment device comprises a printer, and wherein the host computer is configured to produce and transmit information usable by the printer to print a negotiable instrument.

23. A system as in claim 19, wherein the payment device comprises a printer, and wherein the host computer is configured to produce and transmit information usable by the printer to print a rebate coupon.

24. A system as in claim 19, wherein the payment device comprises a cash dispensing machine, and wherein the host computer is configured to produce and transmit information to the cash dispensing machine to dispense the rebate in cash.

25. A system as in claim 19, wherein the payment device comprises an electronic account, and wherein the host computer is configured to produce and transmit information to the electronic account to apply a rebate credit to the account.

26. A point of sale device, comprising:

a housing having a display screen, at least one entry device, a memory, a processor, and a communication device;

wherein the point of sale device is configured to receive information on an item being purchased using the entry device, to receive information requesting that the rebate be provided, and to transmit the information requesting the rebate to a host computer using the communication device.

27. A device as in claim 26, wherein the memory includes rebate rules, and wherein the point of sale device is further configured to determine whether a rebate is associated with the item using the processor and the rebate rules.

28. A device as in claim 26, wherein the point of sale device is configured to request an input as to whether the rebate is to be provided using the display screen.

29. A method for providing rebate coupons, the method comprising:

receiving at a host computer information on an item being purchased;

receiving at the host computer a request to receive a rebate coupon that is associated with the item; and

transmitting a document from the host computer that his usable by a printer to print a rebate coupon.

30. A method as in claim 29, further comprising determining with the host computer information needed to apply for a rebate.

31. A method as in claim 30, wherein the transmitted document includes information usable by the printer to print on the rebate coupon the information needed to apply for the rebate.

32. A method as in claim 31, wherein the information needed to apply for the rebate is selected from a group consisting of a purchaser'"'"'s name, the purchaser'"'"'s address, a price of the item, a UPC code associated with the item, a time of purchase, and the amount of purchase.