Systems and methods for marketing to existing financial account holders
First Claim
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1. A method for marketing to an existing customer of a financial account, comprising:
- determining whether the financial account of the customer is inactive;
if the account is inactive, generating at least one upgraded account term to present to the customer, wherein the financial account with the upgraded account term is more beneficial to the customer;
notifying the customer of the upgraded account term and thereby providing the customer with an incentive to more often use the financial account.
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Abstract
Systems and methods are provided for marketing to an existing customer of a financial account. If, for example, a determination is made that the financial account of the customer is inactive, then one or more upgraded account term(s) are generated. The financial account with the upgraded account term(s) may be more beneficial to the customer. The customer is then notified of the upgraded account term(s). As a result, the customer may be provided with an incentive to more frequently use the existing financial account.
57 Citations
24 Claims
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1. A method for marketing to an existing customer of a financial account, comprising:
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determining whether the financial account of the customer is inactive;
if the account is inactive, generating at least one upgraded account term to present to the customer, wherein the financial account with the upgraded account term is more beneficial to the customer;
notifying the customer of the upgraded account term and thereby providing the customer with an incentive to more often use the financial account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A system for marketing to an existing customer of a financial account, comprising:
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means for determining whether the financial account of the customer is inactive;
if the account is inactive, means for generating at least one upgraded account term to present to the customer, wherein the financial account with the upgraded account term is more beneficial to the customer;
means for notifying the customer of the upgraded account term and thereby providing the customer with an incentive to more often use the financial account. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
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Specification