Automobile insurance system, automobile insurance center and automobile
First Claim
1. An automobile insurance system of computing an amount of payment of an automobile insurance using data collected by a driver monitoring system mounted on an automobile, wherein said driver monitoring system comprises a video camera for photographing a driving state of a driver, and said data collected comprises the driving state of the driver photographed by said video camera.
1 Assignment
0 Petitions
Accused Products
Abstract
A video camera for photographing a running state of an automobile is provided in the automobile and the photographed video is recorded in a recording device. When a sensor mounted on the automobile detects occurrence of an accident by detecting an impact or the like, data containing the running state recorded by the recording device is transmitted to an insurance center which computes insurance payment for the accident through a transmission system. As a result, there can be provided an automobile insurance system so that a driver comes to be conscious of safe driving.
146 Citations
15 Claims
- 1. An automobile insurance system of computing an amount of payment of an automobile insurance using data collected by a driver monitoring system mounted on an automobile, wherein said driver monitoring system comprises a video camera for photographing a driving state of a driver, and said data collected comprises the driving state of the driver photographed by said video camera.
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6. An automobile insurance system comprising:
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a system for monitoring a driving state of a driver using a video camera mounted on an automobile;
a sensor mounted on said automobile, for detecting occurrence of an accident; and
a device for informing an insurance center which handles insurance transaction for an automobile accident of monitored data stored in said monitoring system when said sensor detected occurrence of an accident.
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- 7. An automobile insurance center receiving data from an accident notification system provided in an automobile and computing an insurance amount for an accident, wherein said accident notification system comprises a video camera for monitoring a driving state of a driver, and said insurance center figures out a state when the accident was occurred using video information acquired by said video camera at the time of the accident and computes an insurance amount.
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9. An automobile insurance system in which an automobile insurance company uses data collected by a driver monitoring system, wherein said driver monitoring system comprises a video camera for photographing a driving state of a driver, said data comprises the driving state of the driver photographed by said video camera, and said insurance company changes an insurance fee depending on whether said driver monitoring system is provided in an automobile or not.
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10. An automobile comprising:
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a system for monitoring a driving state of a driver using a video camera;
a sensor for detecting occurrence of an accident; and
a device for informing an insurance center which handles insurance transaction for an automobile accident of monitored data stored in said monitoring system when said sensor detected occurrence of the accident.
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11. A method of computing an automobile insurance amount for an accident using data from an accident notification system provided in an automobile comprising:
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a step of monitoring a driving state of a driver using a video camera;
a step of acquiring a state when an accident occurred using video information photographed by said video camera at the time of the accident; and
a step of computing the insurance amount for the accident based on contents acquired by said acquiring step. - View Dependent Claims (12, 13, 14, 15)
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Specification