Methods and systems for organizing information from multiple sources

• US 20040010458A1
• Filed: 07/10/2002
• Published: 01/15/2004
• Est. Priority Date: 07/10/2002
• Status: Abandoned Application

• Current Assignee: First Data Corporation (Fiserv Incorporated)
• Original Assignee: First Data Corporation (Fiserv Incorporated)
• Inventors: Friedman, Brian
• Application Number:
  US10/193,722
• Publication Number:
  US 20040010458A1
• Time in Patent Office: Days
• US Class Current: 705/35
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

A method and system for managing information are provided. Financial-transaction data collected from multiple distinct sources is maintained, with each of the sources providing financial-transaction data associated with multiple financial-service providers. One of the financial-service providers submits a query, which may be one of several available preformatted queries or which may be constructed individually by the financial-service provider. A response to the query is generated, including correlating financial-transaction data from the distinct sources. The response is then transmitted to the financial-service provider submitting the query.

Claims

1. A method for managing information comprising:

maintaining financial-transaction data collected from a plurality of distinct sources, each such source providing financial-transaction data associated with a plurality of financial-service providers;

receiving a query from at least one of the financial-service providers;

generating a response to the query, including correlating financial-transaction data provided from a first of the distinct sources with financial-transaction data provided from a second of the distinct sources; and

returning the response to at least one of the plurality of distinct sources.

2. The method recited in claim 1 further comprising transmitting an electronic file corresponding to the response to the at least one of the financial-service providers.

3. The method recited in claim 1 wherein the query comprises at least one of an audit-based query, a marketing-based query, and a risk-based query.

4. The method recited in claim 1 wherein the query is one of a plurality of preformatted queries supplied to the at least one of the financial-service providers.

5. The method recited in claim 1 wherein receiving the query comprises receiving the query from an Internet web interface.

6. The method recited in claim 1 wherein the query identifies at least one predetermined time for execution and generating the response comprises generating the response with financial-transaction data as of the at least one predetermined time.

7. A method for managing information comprising:

maintaining financial-transaction data collected from a plurality of distinct sources, each such source providing financial-transaction data associated with a plurality of financial-service providers;

receiving a query from at least one of the financial-service providers;

performing a simulation in accordance with the query; and

returning a result of the simulation to the one of the financial-service providers.

8. The method recited in claim 7 wherein the query comprises at least one of an audit-based query, a marketing-based query, and a risk-based query.

9. The method recited in claim 7 wherein the query is one of a plurality of preformatted queries supplied to the at least one of the financial-service providers.

10. The method recited in claim 7 wherein receiving the query comprises receiving the query from an Internet web interface.

11. The method recited in claim 7 further comprising comparing the result of the simulation with nonsimulated data.

12. A computer-readable storage medium having a computer-readable program embodied therein for directing operation of a computer system including a communications device, a processor, and a storage device, wherein the computer-readable program includes instructions for operating the computer system to manage information in accordance with the following:

maintaining financial-transaction data collected from a plurality of distinct sources on the storage device, each such source providing financial-transaction data associated with a plurality of financial-service providers;

receiving a query from at least one of the financial-service providers with the communications device;

generating a response to the query with the processor, including correlating financial-transaction provided from a first of the distinct sources with financial-transaction data provided from a second of the distinct sources; and

returning the response to at least one of the plurality of distinct sources with the communications device.

13. The computer-readable storage medium recited in claim 12 wherein the query comprises at least one of an audit-based query, a marketing-based query, and a risk-based query.

14. The computer-readable storage medium recited in claim 12 wherein the query is one of a plurality of preformatted queries supplied to the at least one of the financial-service providers with the communications device.

15. The computer-readable storage medium recited in claim 12 wherein the query identifies at least one predetermined time for execution and generating the response comprises generating the response with financial-transaction data as of the at least one predetermined time.

16. A computer-readable storage medium having a computer-readable program embodied therein for directing operation of a computer system including a communications device, a processor, and a storage device, wherein the computer-readable program includes instructions for operating the computer system to manage information in accordance with the following:

maintaining financial-transaction data collected from a plurality of distinct sources on the storage device, each such source providing financial-transaction data associated with a plurality of financial-service providers;

receiving a query from at least one of the financial-service providers with the communications device;

performing a simulation in accordance with the query with the processor; and

returning a result of the simulation to the one of the financial-service providers with the communications device.

17. The method recited in claim 16 wherein the query comprises at least one of an audit-based query, a marketing-based query, and a risk-based query.

18. The method recited in claim 16 wherein the query is one of a plurality of preformatted queries supplied to the at least one of the financial-service providers.

19. The computer system recited in claim 16 wherein receiving the query comprises receiving the query from an Internet web interface.