Method and apparatus for exception based payment posting
First Claim
Patent Images
1. A method of posting a payment from a payor comprising:
- creating a payment record;
identifying a set of charges to which the payment is applied to;
comparing the set of charges to the payment record; and
creating an exception record based on the payment record and the set of charges.
1 Assignment
0 Petitions
Accused Products
Abstract
A method of posting a payment from a payor comprises creating a payment record, identifying a set of charges to which the payment is applied to, comparing the set of charges to the payment record, and creating an exception record based on the payment record and the set of charges. Once a payment is posted a user is presented with an option to write-off the exception record. Alternatively, a user may also alter a set of charges applied to the account based on the exception record.
-
Citations
26 Claims
-
1. A method of posting a payment from a payor comprising:
-
creating a payment record;
identifying a set of charges to which the payment is applied to;
comparing the set of charges to the payment record; and
creating an exception record based on the payment record and the set of charges. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
-
-
14. A payment posting system used for posting a payment from a payor, comprising:
-
a record creating system adapted to create a payment record;
an identifier system adapted to identify a set of charges to which the payment is applied to;
a comparing system adapted to compare the identified set of charges to the payment record; and
an exception creating system adapted to create an exception record based on the payment record and the identified set of charges. - View Dependent Claims (15, 16, 17, 18, 19)
-
-
20. For use in a payment processing system used to post a payment from a payor, a computer program embodied in at least one computer readable medium comprising:
-
first software for creating a payment record;
second software for identifying a set of charges in the payment processing system to which the payment is applied to;
third software for comparing the identified set of charges to the payment record; and
fourth software for creating an exception record based on the payment record and the identified set of charges. - View Dependent Claims (21, 22, 23, 24, 25)
-
-
26. A computer device for use in a payment processing system used to post a payment from a payor, the computer device comprising:
-
first means for creating a payment record;
second means for identifying a set of charges in the payment processing system to which the payment is applied to;
third means for comparing the identified set of charges to the payment record; and
fourth means for creating an exception record based on the payment record and the identified set of charges.
-
Specification