Methods and systems for establishing trust of identity
First Claim
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1. A method for establishing trust in an identity of an individual in a transaction with a transacting entity, comprising:
- detecting a sample print of the individual at an identification device;
generating a print document that includes;
identity data associated with the individual, a reference print associated with the individual, and the detected sample print;
sending the generated print document to a terminal;
forwarding the print document to an identity service provider;
retrieving a database print associated with the individual from a database;
extracting minutia data from the reference print, sample print, and database print;
determining a score indicative of a match condition of the extracted minutia data; and
determining whether to trust the identity of the individual based on the score, whereby, the transaction between the individual and the transacting entity can proceed when the identity of the individual is trusted.
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Abstract
The present invention relates to methods and systems for establishing trust in an identity of an individual in a transaction with a transacting entity. Trust is based on secure biometric data such as a captured print. In one environment, an individual uses an identification device at or near a terminal to carry out the transaction. For example, the identification device may be coupled to the terminal by a wireless or wired link. The terminal is coupled over a network to an identity service provider and/or the transacting entity.
80 Citations
44 Claims
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1. A method for establishing trust in an identity of an individual in a transaction with a transacting entity, comprising:
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detecting a sample print of the individual at an identification device;
generating a print document that includes;
identity data associated with the individual, a reference print associated with the individual, and the detected sample print;
sending the generated print document to a terminal;
forwarding the print document to an identity service provider;
retrieving a database print associated with the individual from a database;
extracting minutia data from the reference print, sample print, and database print;
determining a score indicative of a match condition of the extracted minutia data; and
determining whether to trust the identity of the individual based on the score, whereby, the transaction between the individual and the transacting entity can proceed when the identity of the individual is trusted. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method for establishing trust in an identity of an individual in a transaction with a transacting entity, comprising:
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detecting a sample print of the individual at an identification device;
generating a print document that includes;
identity data associated with the individual, reference minutia data associated with the individual, and the detected sample print;
sending the generated print document to a terminal;
forwarding the print document to an identity service provider;
retrieving database minutia data associated with the individual from a database;
extracting sample minutia data from the sample print;
determining a score indicative of a match condition of the extracted sample minutia data, the reference minutia data, and the database minutia data; and
determining whether to trust the identity of the individual based on the score, whereby, the transaction between the individual and the transacting entity can proceed when the identity of the individual is trusted. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18)
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19. A method for establishing trust in an identity of an individual in a transaction with a transacting entity, comprising:
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detecting a sample print of the individual at an identification device;
extracting sample minutia data from the sample print at the identification device;
generating a print document that includes;
identity data associated with the individual, reference minutia data associated with the individual, and the extracted sample minutia data;
sending the generated print document to a terminal;
forwarding the print document to an identity service provider;
retrieving a database print associated with the individual from a database;
determining a score indicative of a match condition of the extracted sample minutia data, the reference minutia data, and the database minutia data determining whether to trust the identity of the individual based on the score, whereby, the transaction between the individual and the transacting entity can proceed when the identity of the individual is trusted. - View Dependent Claims (20, 21, 22, 23, 24, 25, 26)
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27. A method for establishing trust in an identity of an individual in a transaction with a transacting entity, comprising:
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detecting a sample print of the individual at an identification device;
extracting sample minutia data from the sample print at the identification device;
determining a score indicative of a match condition of the extracted sample minutia data and reference minutia data; and
determining whether to trust the identity of the individual based on the score, whereby, the transaction between the individual and the transacting entity can proceed when the identity of the individual is trusted. - View Dependent Claims (28, 29, 30)
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31. A method for establishing trust in an identity of an individual in a transaction with a transacting entity, comprising:
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detecting a sample print of the individual at an identification device;
generating a print document that includes;
identity data associated with the individual, reference minutia data associated with the individual, and the detected sample print;
sending the generated print document to a terminal;
extracting sample minutia data from the sample print;
determining a score indicative of a match condition of the extracted sample minutia data and the reference minutia data; and
determining whether to trust the identity of the individual based on the score, whereby, the transaction between the individual and the transacting entity can proceed when the identity of the individual is trusted. - View Dependent Claims (32, 33, 34)
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35. A method for establishing trust in an identity of an individual in a transaction with a transacting entity, comprising:
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detecting a sample print of the individual at an identification device;
extracting sample minutia data from the sample print;
generating a print document that includes;
identity data associated with the individual, reference minutia data associated with the individual, and the extracted sample minutia data;
sending the generated print document to a terminal;
determining a score indicative of a match condition of the extracted sample minutia data, the reference minutia data, and database minutia data; and
determining whether to trust the identity of the individual based on the score, whereby, the transaction between the individual and the transacting entity can proceed when the identity of the individual is trusted. - View Dependent Claims (36, 37, 38)
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39. A system for establishing trust in an identity of an individual in a transaction with a transacting entity, comprising:
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an identification device that generates a print document including sample data and reference data; and
a terminal, communicatively coupled to said an identification device, whereby, the terminal can facilitate or enable the transaction when trust has been established based on said sample data and said reference data. - View Dependent Claims (40, 41, 42)
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43. A system for establishing trust in an identity of an individual in a transaction with a transacting entity, comprising:
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means for generating a print document including sample data and reference data; and
means for establishing trust in the identity based on the sample data and reference data.
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44. A system for establishing trust in an identity of an individual in a transaction with a transacting entity, comprising:
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means for detecting a sample print of the individual at an identification device;
means for generating a print document that includes;
identity data associated with the individual, a reference print associated with the individual, and the detected sample print;
means for sending the generated print document to a terminal;
means for forwarding the print document to an identity service provider;
means for retrieving a database print associated with the individual from a database;
means for extracting minutia data from the reference print, sample print, and database print;
means for determining a score indicative of a match condition of the extracted minutia data; and
means for determining whether to trust the identity of the individual based on the score, whereby, the transaction between the individual and the transacting entity can proceed when the identity of the individual is trusted.
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Specification