Mobile communication device with electronic token repository and method

• US 20040019571A1
• Filed: 07/26/2002
• Published: 01/29/2004
• Est. Priority Date: 07/26/2002
• Status: Abandoned Application

• Current Assignee: Intel Corporation
• Original Assignee: Intel Corporation
• Inventors: Banginwar, Rajesh P., Cronin, Thomas M., Shimoda, Marion H., Hurwitz, Roger A., Shultz, Travis T.
• Application Number:
  US10/205,970
• Publication Number:
  US 20040019571A1
• Time in Patent Office: Days
• US Class Current: 705/65
• CPC Class Codes: G06Q 20/0457 the tickets being sent electronically
• CPC Class Codes: G06Q 20/06 Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
• CPC Class Codes: G06Q 20/342 Cards defining paid or billed services or quantities
• CPC Class Codes: G06Q 20/363 with the personal data of a user
• CPC Class Codes: G06Q 20/367 involving electronic purses or money safes
• CPC Class Codes: G06Q 20/387 Payment using discounts or coupons relating to marketing G06Q30/02
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G07F 7/025 by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
• CPC Class Codes: G07F 7/0866 by active credit-cards adapted therefor G07F7/1008 takes precedence

Abstract

A mobile communication device includes a token repository for securely storing one or more tokens. The tokens are electronic or software objects that may represent, for example, coupons, tickets, electronic money, a membership card, an identification card, a doctor'"'"'s appointment or a meeting. A token may be purchased from a token issuer or may be received for free. Tokens may be received automatically in accordance with a policy manger of the device. A token is checked-in over a secure communication link established with the token issuer. At the time of use, the token may be checked-out over a secure communication link established with a token processor. The device includes a communication interface to establish the secure communication links with token issuers and token processors in accordance with one or more wireless communication techniques. The device may also include a security processor to enforce and implement security requirements of checking in, storing and checking out tokens.

Claims

1. The method for electronic token communication comprising:

establishing a first secure communication link with a token issuer to receive a token, the token being an electronic object;

securely storing the token in a mobile communication device; and

establishing a second secure communication link with a token processor to collect information from the token or deposit information to the token.

2. The method of claim 1 further comprising:

receiving a token check-in request message from the token issuer requesting whether the mobile communication device desires to receive the token, the mobile request message including a description of the token; and

responding to the token check-in request message to indicate whether the mobile communication device desires to receive the token.

3. The method of claim 2 wherein responding includes determining whether a policy manager of the mobile communication device permits the mobile communication device to automatically receive the token based on the description, and automatically sending a response to the token issuer to indicate that the mobile communication device will accept the token when the policy manager permits the automatic receipt of the token.

4. The method of claim 2 wherein responding includes prompting a user of the mobile communication device to indicate whether the user desires to receive the token, the prompting including displaying at least a portion of the description of the token.

5. The method of claim 1 further comprising:

authenticating an identity of the token issuer;

providing payment to the token issuer for the token over the first secure communication link; and

receiving the token over the secure communication link.

6. The method of claim 1 wherein the token processor provides either a product or service to a user in response to collection of information from the token.

7. The method of claim 1 further comprising:

receiving a token check-out message from the token processor requesting whether the user of the mobile communication device desires to check-out the token; and

responding to the token check-out message to indicate whether the user of the mobile communication device desires to use the token.

8. The message of claim 1 further comprising

authenticating an identity of the token processor;

prior to establishing the second secure communication link, prompting a user of the mobile communication device to provide a biometric; and

allowing access to the token by the token processor when the identity of the token processor is authenticated and when the biometric authenticates the user.

9. The method of claim 8 further comprising:

removing security from the token; and

sending the token to the token processor over the second secure communication link.

10. A mobile communication device comprising:

a token repository to securely store a token, the token being an electronic object; and

a security processor to provide first secure communications with a token issuer for receiving the token and to provide second secure communications with a token processor for either collection of information from or deposit of information to the token.

11. The device of claim 10 wherein the at least one token represents either a ticket or a coupon, and the device further comprises a communications interface to communicate over a first secure communication link with the token issuer, the first secure communication link established by the security processor.

12. The device of claim 11 wherein the communication interface communicates over a second secure communication link with the token processor for checking-out the token, the second secure communication link being established by the security processor, wherein the token processor provides either a product or service to a user in response to receipt of information collected from the token.

13. The device of claim 10 further comprising a policy manager to permit the device to automatically receive the token based on a description of the token without user intervention.

14. The device of claim 12 further comprising a biometric storage element to store biometric data for a user of the device, wherein the security processor authenticates the user prior to establishing the second secure communication link.

15. The device of claim 12 further comprising a key storage element to store a security key for use in establishing the first and second secure communication links.

16. A processing system comprising:

a security processor to establish a first secure communication link with a token issuer to receive a token, and to establish a second secure communication link with a token processor for use of the token, the token being an electronic object; and

a token repository to securely store the token.

17. The system of claim 16 further comprising a communications processor to receive a token check-in request message from the token issuer requesting whether a mobile communication device desires to receive the token, the mobile request message including a description of the token,

wherein the communications processor responds to the token check-in request message to indicate whether the user of the mobile communication device desires to receive the token.

18. The system of claim 16 further comprising a policy manager to permit the mobile communication device to automatically receive the token based on a description of the token, and to automatically send a response to the token issuer to indicate that the mobile communication device will accept the token.

19. The system of claim 16 wherein the security processor prompts the user to indicate whether the user desires to receive the token and displays at least a portion of the description of the token.

20. The system of claim 16 wherein the security processor authenticates an identity of the token issuer, provides payment to the token issuer for the token over the first secure communication link, and receives the token over the secure communication link.

21. The system of claim 16 wherein the token processor either collects information from the token or deposits information to the token over the second secure communication link after allowance of a token check-out request by the token processor.

22. The system of claim 16 wherein the token processor provides either a product or service to a user in response to collection of information from the token.