Nonlife insurance system
First Claim
1. A nonlife insurance system for paying an insurance money for damage to an insured object, characterized by comprising:
- new parts use amount input unit that inputs an amount in the case in which the insured object is repaired using new parts;
recycled parts use amount input unit that inputs an amount in the case in which the insured object is repaired using recycled parts; and
calculation unit that finds an amount of difference between the amount inputted by the new parts use amount input unit and the amount inputted by the recycled parts use amount input unit to calculate a predetermined ratio of the amount of difference as a refund amount.
1 Assignment
0 Petitions
Accused Products
Abstract
A nonlife insurance system for nonlife insurance plan to provide an incentive to re-use of a recycled part, wherein the repair cost of an insured object is calculated on a new part basis and, when the owner of the insured object selects to repair the object with a used part, a difference of disbursement is reimbursed to the owner by cash or as service points at a specified rate, for example'"'"'s, assuming that a vehicle (3) is damaged and an owner (2) request the repair to a repair shop (4), when the repair shop inputs estimated amounts for both cases into a terminal (40) based on the obtained information on part price, an insurance company calculates the amount to be reimbursed by the terminal (10) and presents the options to the owner.
-
Citations
13 Claims
-
1. A nonlife insurance system for paying an insurance money for damage to an insured object, characterized by comprising:
-
new parts use amount input unit that inputs an amount in the case in which the insured object is repaired using new parts;
recycled parts use amount input unit that inputs an amount in the case in which the insured object is repaired using recycled parts; and
calculation unit that finds an amount of difference between the amount inputted by the new parts use amount input unit and the amount inputted by the recycled parts use amount input unit to calculate a predetermined ratio of the amount of difference as a refund amount. - View Dependent Claims (2, 3, 4, 6, 7, 8, 9)
-
-
5. A nonlife insurance system for paying an insurance money for damage to an insured object, characterized by comprising:
-
new parts use amount input unit that inputs an amount in the case in which the insured object is repaired using new parts;
recycled parts use amount input unit that inputs an amount in the case in which the insured object is repaired using recycled parts; and
calculation unit that finds an amount of difference between the amount inputted by the new parts use amount input unit and the amount inputted by the recycled parts use amount input unit to calculate a service point according to the amount of difference.
-
-
10. A terminal used for a nonlife insurance system for paying an insurance money for damage to an insured object, characterized by comprising refund calculation unit that calculates a predetermined ratio of an amount of difference between an amount in the case in which the insured object is repaired using new parts and an amount in the case in which a vehicle of the insured object is repaired using recycled parts as a refund amount.
-
11. A terminal used for a nonlife insurance system for paying an insurance money for damage to an insured object, characterized by comprising calculation unit that calculates a service point according to an amount of difference between an amount in the case in which the insured object is repaired using new parts and an amount in the case in which a vehicle of the insured object is repaired using recycled parts.
-
12. A calculation method of a refund, characterized by comprising, at the time when an insurance money is paid for damage to an insured object:
-
a step of inputting a use amount of new parts in the case in which the insured object is repaired using new parts;
a step of inputting a use amount of recycled parts in the case in which the insured object is repaired using recycled parts; and
a step of finding an amount of difference between the use amount of new parts and the use amount of recycled parts to calculate a predetermined ratio of the amount of difference as a refund amount.
-
-
13. A calculation method of a refund, characterized by comprising, at the time when an insurance money is paid for damage to an insured object;
-
a step of inputting a use amount of new parts in the case in which the insured object is repaired using new parts;
a step of inputting a use amount of recycled parts in the case in which the insured object is repaired using recycled parts; and
a step of calculating a service point according to an amount of difference between the use amount of new parts and the use amount of recycled parts.
-
Specification