Customer activated multi-value (CAM) card
First Claim
1. A method using a computer system for a real-time customer activation of a value card wherein the system automatically processes a customer'"'"'s application for a transaction card wherein said system includes a data entry processing center, a workstation, a graphical user interface, and a data storing means comprising the steps of:
- a) receiving said customer'"'"'s request into said system;
b) providing at least one or more safety features to determine whether said customer is the person whose name is printed on said transaction card; and
c) offering said customer the options of activating the transaction card by;
1) confirming the customer'"'"'s desire to activate the primary transaction card use;
2) determining the customer'"'"'s election to add a secondary credit card feature; and
3) identifying the customer'"'"'s request to activate any additional use features.
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0 Petitions
Accused Products
Abstract
The Customer Activated Multi-Value (CAM) card provides a customer with a primary use as a transaction card which can be further activated to have a secondary use as a credit card. The CAM card can be activated as a transaction card or as a transaction card with a credit card feature. Activation of the CAM card as a transaction card allows the customer to purchase goods and services from one specific vendor and to establish a relationship with that vendor for the goods or services rendered (for example, telephone calling card or gasoline product purchasing card) while enjoying reward benefits based on those purchases. Activation of the credit feature of the card allows the customer to interact with any merchant that accepts traditional credit cards such as VISA®, MASTERCARD®, AMERICAN EXPRESS®, or DISCOVER®. The combination of features allows a customer to purchase various goods and services from several different merchants. If the customer chooses to activate the CAM card as both a transaction card and a credit card, the customer is given the benefit of using the card in both manners described above.
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Citations
16 Claims
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1. A method using a computer system for a real-time customer activation of a value card wherein the system automatically processes a customer'"'"'s application for a transaction card wherein said system includes a data entry processing center, a workstation, a graphical user interface, and a data storing means comprising the steps of:
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a) receiving said customer'"'"'s request into said system;
b) providing at least one or more safety features to determine whether said customer is the person whose name is printed on said transaction card; and
c) offering said customer the options of activating the transaction card by;
1) confirming the customer'"'"'s desire to activate the primary transaction card use;
2) determining the customer'"'"'s election to add a secondary credit card feature; and
3) identifying the customer'"'"'s request to activate any additional use features. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A method using a computer system for a real-time customer activation of a value card wherein the system automatically processes a customer'"'"'s application for a transaction card wherein said system includes a data entry processing center, a workstation, a graphical user interface, and a data storing means comprising the steps of:
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a) receiving said customer'"'"'s request into said system;
b) offering said customer the options of activating the transaction card by;
1) confirming the customer'"'"'s desire to activate the primary transaction card use; and
2) determining the customer'"'"'s election to add a secondary credit card feature.
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Specification