×

Smart payment instrument selection

  • US 20040024703A1
  • Filed: 07/30/2002
  • Published: 02/05/2004
  • Est. Priority Date: 07/30/2002
  • Status: Active Grant
First Claim
Patent Images

1. A method for automatically selecting a payment instrument, comprising the steps of:

  • notifying a merchant application of a desire to make a purchase transaction for an offered product or service;

    said merchant application sending information comprising information of said purchase transaction to a corresponding smart wallet application, said smart wallet application having stored discount information and information about one or more payment instruments;

    said smart wallet application processing said purchase transaction information and said discount information and suggesting at least one payment instrument from said one or more payment instruments; and

    selecting a payment instrument from said suggested at least one payment instrument.

View all claims
  • 11 Assignments
Timeline View
Assignment View
    ×
    ×