Payment remittance processing when account scheming fails
First Claim
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1. A computer implemented remittance payment process, comprising the steps of:
- receiving a payor request to make a payment to a payee having a plurality of payment remittance centers, the request including information identifying a payor account number with the payee;
processing the account number to select a single remittance center of the plurality remittance centers to which payment is to be made; and
directing payment to the single remittance center.
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Abstract
In a computer implemented remittance payment process, a a payor request is received from a source to make a payment to a payee having many payment remittance centers. The request includes information identifying a payor account number with the payee. The account number is processed to select a single remittance center of the payor'"'"'s many remittance centers to which payment is to be made. Payment is then directed to the single remittance center.
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Citations
20 Claims
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1. A computer implemented remittance payment process, comprising the steps of:
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receiving a payor request to make a payment to a payee having a plurality of payment remittance centers, the request including information identifying a payor account number with the payee;
processing the account number to select a single remittance center of the plurality remittance centers to which payment is to be made; and
directing payment to the single remittance center. - View Dependent Claims (2, 3, 4, 5)
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6. A remittance payment system, comprising:
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a communicative interface configured to receive a payor request to make payment to a payee having a plurality of payment remittance centers, the request including information identifying a payor account number with a payee;
a processor configured to process the account number to select a single payment remittance center of the plurality of payment remittance centers to which payment should be made, and to generate a signal directing payment to the single payment remittance center. - View Dependent Claims (7, 8, 9, 10)
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11. An article of manufacture for processing payment information, comprising:
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computer readable storage medium; and
a computer program stored on the storage medium;
wherein the stored computer program is configured to be readable from the computer readable storage medium by a computer and thereby cause the computer to;
receive a payor request to make payment to a payee having a plurality of payment remittance centers, the request including information identifying a payor account number with a payee;
process the account number to select a single payment remittance center of the plurality of payment remittance centers to which payment is to be made; and
generate a signal to direct payment to the single payment remittance center. - View Dependent Claims (12, 13, 14, 15)
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16. A system for processing payment information, comprising:
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a communications network;
a first network station, coupled to the network, generating a payor'"'"'s payment information, including payee name, address data prepared by the payor, and an account number, and communicating the payment information and the account number to the network; and
a second network station, coupled to the network, receiving a payor'"'"'s request for payment, the request including information identifying the payor'"'"'s account number with a payee, the payee having a plurality of remittance centers, processing the account number to identify a single remittance center of the plural remittance centers to which payment is to be sent, and directing payment to the single remittance center. - View Dependent Claims (17, 18, 19, 20)
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Specification