Payment statement issuing system and charge paying system

• US 20040049458A1
• Filed: 06/18/2003
• Published: 03/11/2004
• Est. Priority Date: 12/18/2000
• Status: Abandoned Application

• Current Assignee: Great Information Co. Ltd.
• Original Assignee: Great Information Co. Ltd.
• Inventors: Kunugi, Yurako, Kunugi, Takanobu
• Application Number:
  US10/451,205
• Publication Number:
  US 20040049458A1
• Time in Patent Office: Days
• US Class Current: 705/40
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 30/04 Billing or invoicing

Abstract

A charge payment system comprising: a user database for storing billing information for each user sent from a local server of a plurality of service providers, while associating the billing information with the user'"'"'s attribute information, a bill processing unit for retrieving the user database to extract a bill and for sending the bill to a user-operated terminal when a display request is issued from the terminal, an issuing unit, a ticket processing unit for supplying information to the issuing unit and for printing a payment sheet for a specified bill when the bill selection information is supplied from the terminal, a received money information output unit for supplying information indicating that the cash payment is complete based on the payment sheet, and a payment processing unit for adding information that the bill has been paid to the bill stored in the user database when receiving the payment completion information.

Claims

1. A payment sheet issuing system comprising:

storing means for storing billing information for each user which is sent from a server of a service provider, while associating the billing information with attribute information of the user;

means for searching within the storing means to extract a bill for a user and sending the bill to a terminal when a display request of the bill is issued from the terminal operated by the user;

issuing means; and

means for supplying necessary information to the issuing means, so as to print out a payment sheet corresponding to a specified bill when information for selecting the bill is supplied from the terminal.

2. A charge payment system comprising:

storing means for storing billing information for each user which is sent from a server of a service provider, while associating the billing information with attribute information of the user;

means for searching within the storing means to extract a bill for a user and sending the bill to a terminal when a display request of the bill is issued from the terminal operated by the user;

issuing means;

means for supplying necessary information to the issuing means, so as to print out a payment sheet corresponding to a specified bill when information for selecting the bill is supplied from the terminal;

means for supplying information indicating that the bill has been paid according to the payment sheet;

and means for processing the bill stored in the storing means as already-paid item when receiving the payment completion information.

7. The charge payment system, according to any one of claims 2 to 6, comprising:

storing means for storing detail information about each bill; and

means for searching within the storing means to extract the detail information about a specified bill and sending the above information to the terminal when a display request of the detail information about the bill is issued from the terminal.

8. The charge payment system, according to any one of claims 2 to 7, comprising

means for calculating a total sum of bills and sending the total to the terminal when information for selecting the bills is issued from the terminal.

9. A charge payment system, according to any one of claims 2 to 8, comprising

means for searching within the storing means to extract a bill concerned to a specified service provider, of the bills for the user and sending the same bill to the terminal when information for selecting the service provider is issued from the terminal.

10. The charge payment system, according to any one of claims 2 to 9, comprising:

means for sending user'"'"'s attribute information entered from the terminal to a server of a selected service provider, so as to check whether the user registration is possible or not, when a new user registration request together with a request for selecting the service provider is supplied from the terminal; and

means for storing the user into a predetermined storing means while associating the user with the service provider when a positive reply is obtained in the above.

11. The charge payment system, according to any one of claims 2 to 10, comprising:

means for updating attribute information entered from the terminal in the storing means when a request for changing the user'"'"'s attribute information is issued from the terminal; and

means for sending the changed attribute information to a server of a service provider selected by the user and requesting update of the user information stored in the storing means managed by the server of the service provider.

12. The charge payment system, according to any one of claims 2 to 11, comprising:

means for displaying a language selection screen provided with a message and a select button requesting selection of a specified language, on the user'"'"'s terminal; and

means for representing at least a bill for the user in the language selected by the user when information for selecting the specified language is supplied from the terminal.

3. A charge payment system comprising:

storing means for storing billing information for each user which is sent from a server of a service provider, while associating the billing information to attribute information of the user;

means for searching within the storing means to extract a bill for a user and sending the bill to a terminal when a display request of the bill is issued from the terminal operated by the user;

means for sending a message inducing a user to enter money for the amount of a specified bill, to the terminal, when information for selecting the bill is supplied from the terminal;

cash handling means;

means for recognizing the amount of the money entered into the cash handling means and supplying information indicating that the money for the above amount has been entered; and

means for processing the bill stored in the storing means as already-paid item when receiving the above information of the cash payment completion.

4. A charge payment system comprising:

storing means for storing billing information for each user which is sent from a server of a service provider, while associating the billing information to attribute information of the user;

means for searching within the storing means to extract a bill for a user and sending the bill to a terminal when a display request of the bill is issued from the terminal operated by the user;

means for sending a message inducing a user to pay the amount of a specified bill, to the terminal, when information for selecting the bill is supplied from the terminal;

card information input means for entering credit card information or pre-paid card information;

means for sending the card information and amount information to a computer system of a card company, so as to check whether a payment by the card is permitted or not, when receiving the credit card information or the pre-paid card information through the card information input means;

means for processing the bill stored in the storing means as already-paid item when information of payment completion is sent from the computer system.

5. A charge payment system comprising:

storing means for storing billing information for each user which is sent from a server of a service provider, while associating the billing information to attribute information of the user;

means for searching within the storing means to extract a bill for a user and sending the bill to a terminal when a display request of the bill is issued from the terminal operated by the user;

means for sending a message inducing a user to pay the amount of a specified bill, to the terminal, when information for selecting the bill is supplied from the terminal;

card information input means for entering debit card information;

input means for entering a user'"'"'s secret identification code;

means for sending card information, the secret identification code, and amount information to a computer system of a financial institution, so as to check whether a payment by the debit card is permitted or not when receiving the card information and the secret identification code through the input means; and

means for-processing the bill stored in the storing means as already-paid item when information of payment completion is sent from the computer system.

6. A charge payment system comprising:

storing means for storing billing information for each user which is sent from a server of a service provider, while associating the billing information to attribute information of the user;

means for searching within the storing means to extract a bill for a user and sending the bill to a terminal when a display request of the bill is issued from the terminal operated by the user;

means for sending a message inducing a user to pay the amount of a specified bill, to the terminal, when information for selecting the bill is supplied from the terminal;

means for entering a user'"'"'s secret identification code in a financial institution where the user has an account;

means for sending the entered secret identification code, amount information, and user'"'"'s account information to a computer system of the financial institution, so as to check whether a payment through account transfer is permitted or not; and

means for processing the bill stored in the storing means as already-paid item when information of payment completion is sent from the computer system.