System and method for changing a value assigned to a value bearer

• US 20040054548A1
• Filed: 10/15/2003
• Published: 03/18/2004
• Est. Priority Date: 06/28/2000
• Status: Abandoned Application

• Current Assignee: Leopold Hendricus Weyzig, WBS BV
• Original Assignee: Leopold Hendricus Weyzig
• Inventors: De Wijs, Hendricus Antonius, Haffmans, Alexander Hubertus Leopold, Weijzig, Leopold Hendricus
• Application Number:
  US10/312,795
• Publication Number:
  US 20040054548A1
• Time in Patent Office: Days
• US Class Current: 705/1
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

The present invention relates to a system for changing the initial values assigned to one or more value bearers, comprising:—memory means for storing data representative of the initial value assigned to a value bearer, input means for inputting one or more rating values for a particular event or a particular fact; —processing means for modifying in predetermined manner, subject to the inputted rating values, the initial values assigned to the value bearers and storing the changed values assigned to the value bearers in the memory means.

Claims

1. System for changing the initial values assigned to one or more value bearers, comprising:

memory means for storing data representative of the initial value assigned to a value bearer,

input means for inputting one or more rating values for a particular event or a particular fact;

processing means for modifying in predetermined manner, subject to the inputted rating values, the initial values assigned to the value bearers and storing the changed values assigned to the value bearers in the memory means.

2. System as claimed in claim 1, wherein the processing means are adapted to classify inputted rating values in accordance with type of user and to modify the values assigned to the relevant value bearers as a function of type of user.

3. System as claimed in claim 2, wherein the processing means are adapted to repeat per predetermined unit of time the modification of the values assigned to each of the value bearers.

4. System as claimed in claim 3, wherein the processing means are adapted to additionally increase and decrease the values of a number of the value bearers by the largest respectively smallest change in value over said unit of time.

5. System as claimed in any of the foregoing claims, wherein the predetermined method of modification is determined in a rating function stored in the memory means.

6. System as claimed in claim 5, wherein the rating function comprises an equalization factor.

7. System as claimed in any of the claims 3-6, wherein the processing means are adapted to limit to a predetermined maximum value the decrease in value of a value bearer occurring pet unit of time.

8. System as claimed in any of the foregoing claims, wherein the processing means are adapted to allow acquisition of one or more value bearers by one or more users.

9. System as claimed in any of the claims 2-8, wherein a first type of user comprises owners of value bearers.

10. System as claimed in any of the foregoing claims, wherein the input means comprise an interface with a computer network, in particular the internet.

11. System as claimed in any of the claims 2-10, wherein a second type of user comprises internet users.

12. System as claimed in any of the claims 2-11, wherein a third type of user comprises a preselected group of users, preferably professional assessors.

13. System as claimed in any of the foregoing claims, comprising means for sending to the user the initial value and/or modified value of a value bearer.

23. Method as claimed in any of the foregoing claims, wherein the value bearer is a trademark.

25. System as claimed in claim 24 and at least one of the claims 1-13.

26. Computer program comprising computer program code means which are adapted to drive the processing means of a system as claimed in any of the claims 1-13, 24-25, when said program is run on a computer.

27. Carrier medium, in particular an electromagnetic signal, evidently intended for executing the method as claimed in any of the claims 14-23 or for application in a system as claimed in any of the claims 1-13, 24, 25.

14. Method for changing a value assigned to a value bearer, wherein the value of the value bearer is changed in accordance with the outcome of a calculation wherein parameters resulting from particular events or facts are processed in accordance with a predetermined function.

15. Method as claimed in claim 14, wherein the value bearer is provided by a provider and, at the request of the owner thereof, taken back by the provider upon payment of the then current value thereof.

16. Method as claimed in claim 14, wherein the value bearer is provided by a provider and taken back by the provider at a predetermined moment upon payment of the then current value thereof.

17. Method as claimed in any of the claims 14-16, wherein the parameters are such that the chance of a determined magnitude of a parameter can be at least approximately predetermined.

18. Method as claimed in any of the claims 14-17, wherein an event or fact is a performance of a person or of a group of persons.

19. Method as claimed in any of the claims 14-18, wherein an event or fact is a temporary condition which cannot be influenced.

20. Method as claimed in any of the claims 14-19, wherein the value bearer is a certificate.

21. Method as claimed in any of the claims 14-19, wherein the value bearer is a policy.

22. Method as claimed in claim 20 or 21, wherein the certificate or the policy is linked to a person or to a group of persons.

24. System comprising a computer for determining for each value bearer the relevant change in the value thereof, which computer is programmed to execute the method as claimed in any of the claims 14-23.

29. The system according to claim 28, wherein the values assigned to the value bearers are modified repeatedly per predetermined unit of time.

30. The system according to claim 28, wherein the rating function comprises a table of possible rating values and corresponding modified values, based on which the values of the value bearers are modified.

35. The system as claimed in claim 30, wherein the processing means are adapted to limit to a predetermined maximum value the decrease in value of a value bearer occurring per unit of time.

31. The system as claimed in claim 28, wherein the modified values are positive and negative values for rating values larger than respectively smaller than an average rating value.

32. The system as claimed in claim 28, wherein the processing means are adapted to classify inputted rating values in accordance with type of user and to modify the values assigned to the relevant value bearers as a function of type of user.

33. The system as claimed in claim 28, wherein the processing means are adapted to additionally increase and decrease the values of a number of the value bearers by the largest respectively smallest change in value over said unit of time.

34. The system according to claim 28, wherein the rating function comprises an equalization factor.

36. The system as claimed in claim 28, wherein the processing means are adapted to allow acquisition of one or more value bearers by one or more users.

37. The system as claimed in claim 28, wherein a first type of user comprises owners of value bearers.

38. The system as claimed in claim 28, wherein the input means comprise an interface with a computer network, in particular the internet.

39. The system as claimed in claim 28, wherein a second type of user comprises internet users.

40. The system as claimed in claim 28, wherein a third type of user comprises a preselected group of users, preferably professional assessors.

41. The system as claimed in claim 28, comprising means for sending to the user the initial value and/or modified value of a value bearer.

42. A method for changing a value assigned to a value bearer, wherein the value of the value bearer is repeatedly modified in accordance with the outcome of a calculation wherein parameter values resulting from particular events or facts are processed in accordance with a predetermined rating function.

43. The method according to claim 42, comprising modifying the value of a value bearer repeatedly per a predetermined unit of time.

44. The method according to claim 43, wherein the rating function comprises possible parameter values and corresponding modified values, the modified values being used to modify the values of the value bearer.

45. The method according to claim 42, wherein the modified values are positive and negative values for parameter values larger than respectively smaller than an average parameter value.

46. The method as claimed in claim 42, wherein the value bearer is provided by a provider and, at the request of the owner thereof, taken back by the provider upon payment of the then current value thereof.

47. The method as claimed in claim 42, wherein the value bearer is provided by a provider and taken back by the provider at a predetermined moment upon payment of the then current value thereof.

48. The method as claimed in claim 42, wherein the parameters are such that the chance of a determined magnitude of a parameter can be at least approximately predetermined.

49. The method as claimed in claim 42, wherein an event or fact is a performance of a person or of a group of persons.

50. The method as claimed in claim 42, wherein an event or fact is a temporary condition which cannot be influenced.

51. The method as claimed in claim 42, wherein the value bearer is a certificate.