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Method and system for merchant processing of purchase card transactions with expanded card type acceptance

  • US 20040054622A1
  • Filed: 09/17/2002
  • Published: 03/18/2004
  • Est. Priority Date: 09/17/2002
  • Status: Active Grant
First Claim
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1. A method for processing a purchase card transaction submitted by a merchant, comprising:

  • extracting a purchase card identifier from transaction data submitted by the merchant;

    identifying a card type corresponding to the purchase card identifier from a list of card types accepted by the merchant, the list of card types corresponding to a plurality of card products including an interchange card and a private-label card; and

    processing the purchase card transaction according to merchant-specific rules determined from merchant-specific processing parameters associated with the identified card type.

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