Secure point-of-sale cellular telephone docking module system

• US 20040058705A1
• Filed: 12/21/2001
• Published: 03/25/2004
• Est. Priority Date: 12/21/2001
• Status: Abandoned Application

• Current Assignee: E-Moola Com
• Original Assignee: E-Moola Com
• Inventors: Morgan, Russell, Hemsley, Adam
• Application Number:
  US10/027,485
• Publication Number:
  US 20040058705A1
• Time in Patent Office: Days
• US Class Current: 455/556.1
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G07F 19/205 Housing aspects of ATMs
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• CPC Class Codes: G07G 1/0018 Constructional details, e.g. of drawer, printing means, input means

Abstract

The present invention describes a docking module for a cellular telephone which allows the cellular telephone and docking module to function as a secure point-of-sale system to accept payment via credit card, debit card, ATM card, stored value (Gift) card, phone card, as either magnetic swipe cards or IC cards, for sales or service transactions, as well as activate or recharge phone cards, activate or recharge stored value (Gift) cards, and activate or recharge IC cards. The secure point-of-sale system will also perform check validation sequences that will allow checks to be safely accepted for sales and service transactions. The docking module includes a docking module control assembly with a microprocessor that controls a magnetic credit card reader, an IC card reader/writer, a thermal docket printer, a multifunction security access module (SAM) and battery. The docking module control assembly mates with an existing cellular telephone and battery, and allows the cellular telephone and docking module combination to become a fully functional mobile secure point-of-sale system. The docking module control assembly, when activated, will cause the cellular telephone to dial a registration computer for approval utilizing the local cellular network and countrywide public switching telecommunications network (PSTN). The registration computer will validate the transaction with the appropriate bank or card issuing body, and a response will be sent via the return path advising whether the transaction has been accepted or denied. The resultant mobile secure point-of-sale system will now meet the security requirements of banks and financial institutions worldwide. By disconnecting the cellular telephone from the docking module, the cellular telephone reverts to its normal functions.

Claims

1. A secure point-of-sale cellular telephone docking module system comprising:

a cellular telephone including an auxiliary connector;

a docking module having a docking module connector to electrically connect with said auxiliary connector;

said docking module further including a microprocessor;

said docking module further including at least one magnetic media reading device in electrical communication with said microprocessor;

said docking module further including a printing device in electrical communication with said microprocessor;

said docking module further including a multifunctional security access integrated circuit in electrical communication with said microprocessor; and

said docking module further including an electrical power source for said microprocessor, said magnetic media reading device, said multifunctional security access module and said printing device.

2. The secure point-of-sale cellular telephone docking module system of claim 1 wherein said magnetic media reading device is a magnetic strip card reader.

3. The secure point-of-sale cellular telephone docking module system of claim 1 wherein said magnetic media reading device is a magnetic ink character reader.

4. The secure point-of-sale cellular telephone docking module system of claim 1 wherein said printing device is a thermal docket printer.

5. The secure point-of-sale cellular telephone docking module system of claim 1 wherein said printing device is an Axiohm model CHTP-9024 thermal printer.

6. The secure point-of-sale cellular telephone docking module system of claim 1 wherein said microprocessor is a Motorola MC68HC711 microprocessor.