Point of sale receipt service
First Claim
1. A method of generating and maintaining an electronic receipt for a transaction, comprising:
- accessing electronic point of sale transaction data;
generating a receipt in a text format from the transaction data;
storing the generated receipt in an indexed database; and
making the receipt accessible to a customer via one or more on-line electronic communications networks.
1 Assignment
0 Petitions
Accused Products
Abstract
A system and method for providing a receipt for a transaction involving electronic payment includes accessing electronic point of sale transaction data, generating a receipt in text format from the transaction data, storing the generated receipt in an indexed database, and making the receipt accessible via one or more electronic communications networks. In an exemplary embodiment, the receipt can be accessed subsequent to the transaction at any time via an ATM, or other electronic banking network or via the Internet from a bank web portal, and viewed, emailed, stored and/or printed out as may be desired. In an exemplary embodiment, the receipt comprises an ASCII text file that can be transmission quickly even at low data transfer rates and has a low storage cost.
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Citations
21 Claims
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1. A method of generating and maintaining an electronic receipt for a transaction, comprising:
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accessing electronic point of sale transaction data;
generating a receipt in a text format from the transaction data;
storing the generated receipt in an indexed database; and
making the receipt accessible to a customer via one or more on-line electronic communications networks. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A computer program product comprising:
a computer usable medium having computer readable program code means embodied therein, the computer readable program code means in said computer program product comprising means for causing a computer to;
access electronic point of sale transaction data;
generate a receipt in text format from said transaction data;
store the generated receipt in an indexed database; and
make the receipt accessible to a customer via one or more on-line electronic communications networks. - View Dependent Claims (10, 11, 12, 13, 14)
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15. A program storage device readable by a machine, tangibly embodying a program of instructions executable by the machine to perform a method for generating and maintaining an electronic receipt for a transaction, said method comprising:
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accessing electronic point of sale transaction details;
regenerating a receipt in text format from said transaction details;
storing the regenerated receipt in an indexed database; and
making the receipt accessible to a customer via one or more on-line electronic communications networks. - View Dependent Claims (16, 17, 18, 19)
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20. A system for generating, maintaining and providing an electronic receipt for a transaction where electronic payment was used, comprising:
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a POS terminal;
a first data network;
a financial institution;
a second data network;
a receipt processor connected to the second data network;
an archiving system; and
one or more third data networks; and
where the POS terminal transmits transaction data via the first data network to the financial institution, the financial institution transmits the transaction data to the archiving system via the second data network, the receipt processor accesses the transaction data from the second data network and generates an electronic receipt, and a user accesses the electronic receipt via a third data network. - View Dependent Claims (21)
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Specification