System, method and apparatus for direct point-of-service health care by a pharmacy benefit manager
First Claim
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1. A system comprising:
- a pharmacy benefit manager that provides a pharmaceutical benefit program;
one or more individuals that are members of the pharmaceutical benefit program; and
a discount price list provided by the pharmacy benefit manager that regulates the cost of pharmaceuticals provided to the members by the pharmacy benefit manager such that the members pay the pharmacy benefit manager in-full directly for any pharmaceuticals provided based on the discount price list.
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Abstract
The present invention provides a system, method and apparatus for direct point-of-service health care by a pharmacy benefit provider. The system includes a pharmacy benefit manager (804) that provides a pharmacy benefit plan, one or more individuals (202) that are members of the pharmaceutical benefit program and a discount price list (808) provided by the pharmacy benefit manager (804) that regulates the cost of pharmaceuticals provided to the members (202) by the pharmacy benefit manager (804) such that the members pay the pharmacy benefit manager (804) in-full directly (812) for any pharmaceuticals provided based on the discount price list (808).
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Citations
27 Claims
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1. A system comprising:
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a pharmacy benefit manager that provides a pharmaceutical benefit program;
one or more individuals that are members of the pharmaceutical benefit program; and
a discount price list provided by the pharmacy benefit manager that regulates the cost of pharmaceuticals provided to the members by the pharmacy benefit manager such that the members pay the pharmacy benefit manager in-full directly for any pharmaceuticals provided based on the discount price list. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A method for providing a pharmaceutical benefit program comprising the steps of:
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receiving a membership fee from one or more individuals to become members of the pharmaceutical benefit program; and
providing a discount price list that regulates the cost of pharmaceuticals provided to the members by a pharmacy benefit manager such that the members pay the pharmacy benefit manager in-full directly for any pharmaceuticals provided based on the discount price list.
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21. A computer program embodied on a computer readable medium for providing a pharmaceutical benefit program comprising:
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a code segment for receiving a membership fee from one or more individuals to become members of the pharmaceutical benefit program; and
a code segment for providing a discount price list that regulates the cost of pharmaceuticals provided to the members by a pharmacy benefit manager such that the members pay the pharmacy benefit manager in-full directly for any pharmaceuticals provided based on the discount price list.
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22. An apparatus for providing a pharmaceutical benefit program comprising:
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a server;
one or more storage devices communicably coupled to the server, the one or more data storage devices containing a discount price list that regulates cost of pharmaceuticals provided to the members by a pharmacy benefit manager such that the members pay the pharmacy benefit manager in-full directly for any pharmaceuticals provided based on the discount price list;
a communications interface communicably coupled to the server that allows a member to access the discount price list; and
wherein the member is an individual that has paid a membership fee to join the pharmaceutical benefit program.
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23. A direct point-of-sale system comprising:
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a network of one or more pharmacies;
one or more customers having access to the network of one or more pharmacies;
a variable discount drug price list web site on a global telecommunications network that tracks a known standard drug price list that regulates the price of drugs to the customers by the pharmacies and wherein the customer pays the network of pharmacies in-full directly for drugs on the variable discount price list; and
a basic or a premium drug price listing on the variable discount drug price list web site, wherein the premium drug price listing provides a link to a separate page about the drug.
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- 25. The direct point of sale system of claim 25, wherein the separate page about the drug is defined further as an advertisement for that specific drug.
Specification